NDMC Associates Limited

Reference number: 587827

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01271 379444

  • Address

    78 Boutport St, Barnstaple, Devon, EX31 1SR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01271 379444 is
  • Who else gives the postcode EX31 1SR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Mortgage Hub Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08157088
Company status
Active
Company type
Private limited company
Incorporated
25 July 2012 (14 years old)
Registered office
78 Boutport Street, Barnstaple, Devon, EX31 1SR
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Gareth Palfreeman Director Dec 1967 25 Jul 2012 6 other companies
Ian Palfreeman Secretary Not published 25 Jul 2012 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
still active
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£277k

+20% from £231k

Owed within a year

£73.4k

−21% from £92.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08157088. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

NDMC Associates’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2023

26 May 2023

  • Lee Martin stopped being the majority owner

Companies House

2016

30 June 2016

  • Ian Gareth Palfreeman took control (75–100% of shares)
  • Lee Martin became the majority owner (50–75% of shares)

Companies House

2013

8 May 2013

  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)

FCA register

1 April 2013

  • Regulated by the FCA from this date

FCA register

6 February 2013

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2012

25 July 2012

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms connected to NDMC Associates

Other FCA-listed firms that share a director, phone number or address with NDMC Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like NDMC Associates

Other firms of the same type (financial adviser), nearest first.

In Barnstaple

GS Financial Services LimitedBarnstapleAuthorisedMr Mark WalkerBarnstapleAuthorisedPerrins Financial Planning LimitedBarnstapleAuthorisedProfessional Financial Partnerships LimitedBarnstapleAuthorisedAndrew KeechBarnstapleAppointed representativeBlueprint Financial Planning LimitedBarnstapleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on NDMC Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is NDMC Associates Limited FCA authorised?
Yes, NDMC Associates Limited (FRN 587827) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2013 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is NDMC Associates’ phone number?
The FCA register lists the phone number 01271 379444 for NDMC Associates. If you were given different contact details, use these to check with the firm before going any further.
Is NDMC Associates a scam or clone?
NDMC Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NDMC Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about NDMC Associates to the Financial Ombudsman Service, free of charge.
Who owns NDMC Associates?
Companies House lists one person with significant control of NDMC Associates: Mr Ian Gareth Palfreeman (75–100% of shares). Before that, it was controlled by Mr Lee Martin.
Who runs NDMC Associates?
Companies House lists one director of NDMC Associates: Ian Gareth Palfreeman.
How long has NDMC Associates been in business?
The company was formed on 25 July 2012, and has held its current FCA authorisation since February 2013.
What do NDMC Associates’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £277k (+20% from £231k).
Does NDMC Associates use any other names?
It trades as The Mortgage Hub.

Sources and links

The full report on NDMC Associates Limited

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