Neal and Co Financial Services Limited

Reference number: 450659

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When nealandco.co.uk first appeared online, and whether it can receive email
  • What kind of line 01384 562644 is
  • Who else gives the postcode B64 6AG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 January 2006 (20 years old)
Registered office
C/O Neal & Co, Shakespeare, Buildings, Cradley Road, Cradley Heath, West Midlands, B64 6AG
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Cunningham Marsh Director Jun 1967 17 Jan 2006 4 other companies
Catherine Marion Bond Director Mar 1981 1 Dec 2006 None
John Sherwood Secretary Not published 17 Jan 2006 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Full accountsNot audited

Net assets

£125k

+17% from £107k

Cash at bank

£138k

+18% from £117k

Owed within a year

£59.2k

+4.7% from £56.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05678719. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Neal and Co Financial Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Catherine Marion Bond gained 50–75% of the votes
  • Sidney Roger Neal took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

1 June 2006

  • Became authorised by the FCA

FCA register

8 May 2006

  • Regulated by the Financial Services Authority from this date

FCA register

17 January 2006

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Neal and Co Financial Services

Other FCA-listed firms that share a director, phone number or address with Neal and Co Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Neal and Co Financial Services

Other firms of the same type (financial adviser), nearest first.

In Cradley Heath

In the Birmingham (B) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Neal and Co Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Neal and Co Financial Services Limited FCA authorised?
Yes, Neal and Co Financial Services Limited (FRN 450659) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Neal and Co Financial Services’ phone number and website?
The FCA register lists the phone number 01384 562644 and the website nealandco.co.uk/pages/financial-services for Neal and Co Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Neal and Co Financial Services a scam or clone?
Neal and Co Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Neal and Co Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Neal and Co Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Neal and Co Financial Services?
Companies House lists 2 people with significant control of Neal and Co Financial Services: Mr Sidney Roger Neal (75–100% of shares) and Miss Catherine Marion Bond (50–75% of votes).
Who runs Neal and Co Financial Services?
Companies House lists 2 directors of Neal and Co Financial Services: Ian Cunningham Marsh and Catherine Marion Bond.
How long has Neal and Co Financial Services been in business?
The company was formed on 17 January 2006, and has held its current FCA authorisation since June 2006.
What do Neal and Co Financial Services’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £125k (+17% from £107k) and cash at bank of £138k (+18% from £117k).

Sources and links

The full report on Neal and Co Financial Services Limited

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