Need Some Finance Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 8 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 March 2025
On its latest accounts it owed £4,543 more than it owned

Responsible principal firm

Fleet Alliance Limited Reference number: 673150 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Need Some Finance Ltd (FRN 805471) is an AR of Fleet Alliance Limited (FRN 673150). When you use Need Some Finance's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Need Some Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fleetalliance.co.uk (opens in a new tab)
Phone number

0161 442 0000
Address

412 Broadstone Mill, Broadstone Road, Stockport, Greater Manchester, SK5 7DL, United Kingdom

In the full report: 3 background checks

When fleetalliance.co.uk first appeared online, and whether it can receive email
What kind of line 0161 442 0000 is
Who else gives the postcode SK5 7DL

Other names (1)

If you were contacted under any of these names, it is this firm.

Fleet Alliance Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Fleet Alliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11139115 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 9 January 2018 (8 years old)
Registered office: 412 Broadstone Mill Broadstone Road, Reddish, Stockport, Cheshire, SK5 7DL, United Kingdom
Nature of business: Financial leasing (SIC 64910)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Andrew Briscoe	Director	Feb 1961	9 Jan 2018	1 other company
Susan Linda Briscoe	Director	Mar 1971	9 Jan 2018	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Total equity

−£4,543

Up £1,068 from −£5,611

Cash at bank

£11.9k

−8.6% from £13.0k

Owed within a year

£21.0k

−9.6% from £23.2k

Total equity is negative: on its last balance sheet the company owed £4,543 more than it owned.

Total equity

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11139115. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Need Some Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2018

1 April 2018

Became an appointed representative

FCA register

9 January 2018

Incorporated at Companies House
David Andrew Briscoe became a part-owner (25–50% of shares)
Susan Linda Briscoe became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Need Some Finance

Other FCA-listed firms that share a director, phone number or address with Need Some Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Need Some Finance

Other firms of the same type (credit broker), nearest first.

In Stockport

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Need Some Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 7 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Need Some Finance Ltd FCA authorised?

Need Some Finance Ltd (FRN 805471) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Need Some Finance?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Need Some Finance Ltd (FRN 805471) is an AR of Fleet Alliance Limited (FRN 673150). When you use Need Some Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Need Some Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Need Some Finance’s phone number and website?

The FCA register lists the phone number 0161 442 0000 and the website fleetalliance.co.uk for Need Some Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Need Some Finance a scam or clone?

Need Some Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Need Some Finance?

Protection works through Fleet Alliance Limited, the principal firm responsible for Need Some Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Need Some Finance?

Companies House lists 2 people with significant control of Need Some Finance: Mr David Andrew Briscoe (25–50% of shares) and Mrs Susan Linda Briscoe (25–50% of shares).

Who runs Need Some Finance?

Companies House lists 2 directors of Need Some Finance: David Andrew Briscoe and Susan Linda Briscoe.

How long has Need Some Finance been in business?

The company was formed on 9 January 2018.

What do Need Some Finance’s latest accounts show?

Its latest accounts, to 31 March 2025, show total equity of −£4,543 (up £1,068 from −£5,611) and cash at bank of £11.9k (−8.6% from £13.0k).

Does Need Some Finance use any other names?

It trades as Fleet Alliance.