New Mortgage Solutions Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 13 years
Protected through the principal
No FCA actions
Active company since 2004
Accounts filed up to 31 March 2025

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
New Mortgage Solutions Ltd (FRN 590316) is an AR of The Right Mortgage Limited (FRN 649443). When you use New Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from New Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

newmortgagesolutions.co.uk (opens in a new tab)
Phone number

020 8295 2935
Address

Kingsley House 5 High St, Chislehurst, Kent, BR7 5AB, United Kingdom

In the full report: 3 background checks

When newmortgagesolutions.co.uk first appeared online, and whether it can receive email
What kind of line 020 8295 2935 is
Who else gives the postcode BR7 5AB

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05311024 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 December 2004 (21 years old)
Registered office: Office 17 Regent House, 2 Regent Road, Lowestoft, NR32 1PA, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Francis Peter Worman	Director	Feb 1972	11 Dec 2004	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
still active: 2

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£902k

+12% from £802k

Cash at bank

£17.7k

−58% from £42.2k

Employees (average)

6

Same as 6

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05311024. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

New Mortgage Solutions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2017

17 July 2017

Changed its registered name from "New Mortgage Solutions Ltd"

FCA register

2016

6 April 2016

Francis Peter Worman took control (75–100% of shares)

Companies House

2012

26 October 2012

Became an appointed representative

FCA register

2004

11 December 2004

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to New Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with New Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like New Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Chislehurst

Hirstwood Mortgages LtdChislehurstAppointed representative Mortgage Evolution LtdChislehurstAppointed representative Wolf Finance LimitedChislehurstAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on New Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 7 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is New Mortgage Solutions Ltd FCA authorised?

New Mortgage Solutions Ltd (FRN 590316) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for New Mortgage Solutions?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. New Mortgage Solutions Ltd (FRN 590316) is an AR of The Right Mortgage Limited (FRN 649443). When you use New Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from New Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is New Mortgage Solutions’ phone number and website?

The FCA register lists the phone number 020 8295 2935 and the website newmortgagesolutions.co.uk for New Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is New Mortgage Solutions a scam or clone?

New Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with New Mortgage Solutions?

Protection works through The Right Mortgage Limited, the principal firm responsible for New Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns New Mortgage Solutions?

Companies House lists one person with significant control of New Mortgage Solutions: Mr Francis Peter Worman (75–100% of shares).

Who runs New Mortgage Solutions?

Companies House lists one director of New Mortgage Solutions: Francis Peter Worman.

How long has New Mortgage Solutions been in business?

The company was formed on 11 December 2004.

What do New Mortgage Solutions’ latest accounts show?

Its latest accounts, to 31 March 2025, show net assets of £902k (+12% from £802k) and cash at bank of £17.7k (−58% from £42.2k).