Next Gear Leasing Ltd

Reference number: 679314

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nextgearleasing.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 222 0065 is
  • Who else gives the postcode SY5 6HH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • E-Drive West Midlands Limited Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06753342
Company status
Active
Company type
Private limited company
Incorporated
19 November 2008 (17 years old)
Registered office
Hawthorne Hill Barn, Cantlop, Shrewsbury, Shropshire, SY5 6HH
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Smallwood Director Aug 1973 19 Nov 2008 None
Clare Smallwood Secretary Not published 19 Nov 2008 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

−£40.4k

Down £7,773 from −£32.6k

Employees (average)

1

Same as 1

Owed within a year

£6,085

−19% from £7,513

Net assets are negative: on its last balance sheet the company owed £40.4k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06753342. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Next Gear Leasing’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2026

5 May 2026

  • Changed its registered name from "E-Drive West Midlands Limited"

FCA register

2016

6 April 2016

  • Stuart Smallwood took control (75–100% of shares)

Companies House

2015

31 July 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

19 November 2008

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Next Gear Leasing

Other firms of the same type (credit broker), nearest first.

In Shrewsbury

Benjamin Minshall YoungShrewsburyAuthorisedGeorge Grenville CrowtherShrewsburyAuthorisedNj & Ak WardShrewsburyAuthorisedRishi LeeShrewsburyAuthorisedSalop VansShrewsburyAuthorisedJoseph John Albert Yanny & Sarah Nagy MatarShrewsburyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Next Gear Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Next Gear Leasing Ltd FCA authorised?
Yes, Next Gear Leasing Ltd (FRN 679314) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Next Gear Leasing’s phone number and website?
The FCA register lists the phone number 0333 222 0065 and the website nextgearleasing.co.uk for Next Gear Leasing. If you were given different contact details, use these to check with the firm before going any further.
Is Next Gear Leasing a scam or clone?
Next Gear Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Next Gear Leasing?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Next Gear Leasing handles your money, so check the specific product before you commit. You can also refer complaints about Next Gear Leasing to the Financial Ombudsman Service, free of charge.
Who owns Next Gear Leasing?
Companies House lists one person with significant control of Next Gear Leasing: Mr Stuart Smallwood (75–100% of shares).
Who runs Next Gear Leasing?
Companies House lists one director of Next Gear Leasing: Stuart Smallwood.
How long has Next Gear Leasing been in business?
The company was formed on 19 November 2008, and has held its current FCA authorisation since July 2015.
What do Next Gear Leasing’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£40.4k (down £7,773 from −£32.6k).
Does Next Gear Leasing use any other names?
It has previously used the name E-Drive West Midlands Limited.

Sources and links

The full report on Next Gear Leasing Ltd

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