Next3Gen UK Finance Limited
Reference number: 1049409
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
Altura Mortgage Finance Limited Reference number: 827849 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Next3Gen UK Finance Limited (FRN 1049409) is an AR of Altura Mortgage Finance Limited (FRN 827849). When you use Next3Gen UK Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Next3Gen UK Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
First Floor, 85 Great Portland Street, London, W1W 7LT, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When next3gen.com first appeared online, and whether it can receive email
- What kind of line 07984 403310 is
- Whether W1W 7LT is a shared office: 43 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Altura Mortgage Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16549459 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 June 2025 (1 year old)
- Registered office
- 167-169 5th Floor, Great Portland Street, London, W1W 5PF, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kunal Asvin Kumar Patel | Director | Oct 1990 | 30 Jun 2025 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Next3Gen UK Finance’s history from the FCA register and Companies House, newest first.
2026
27 January 2026
- Became an appointed representative
FCA register
2025
30 June 2025
- Incorporated at Companies House
- Kunal Asvin Kumar Patel took control (75–100% of shares)
- Kunal Asvin Kumar Patel appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Next3Gen UK Finance
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Next3Gen UK Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 4 events in its history
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Frequently asked questions about this firm
Is Next3Gen UK Finance Limited FCA authorised?
What does appointed representative mean for Next3Gen UK Finance?
What is Next3Gen UK Finance’s phone number and website?
Is Next3Gen UK Finance a scam or clone?
Is my money safe with Next3Gen UK Finance?
Who owns Next3Gen UK Finance?
Who runs Next3Gen UK Finance?
How long has Next3Gen UK Finance been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk