NGI Finance Limited

Reference number: 733395

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ngifinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01993 706403 is
  • Who else gives the postcode OX28 3AB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • NGI Finance Ltd t/a NGI Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05559988
Company status
Active
Company type
Private limited company
Incorporated
9 September 2005 (21 years old)
Registered office
Albion House, Compton Way, Witney, OX28 3AB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Maria Morris Director Aug 1967 9 Sep 2005 3 other companies
Christopher Morris Director May 1970 6 Apr 2010 3 other companies
Christopher Morris Secretary Not published 26 May 2010 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
2

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
Instant PDF download

Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Net assets

£66.7k

−1.7% from £67.9k

Owed within a year

£125k

+40% from £89.4k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05559988. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

NGI Finance’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2017

31 October 2017

  • Christopher Morris became a part-owner (25–50% of shares)
  • Maria Morris became a part-owner (25–50% of shares)

Companies House

2016

21 June 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Christopher Morris became a part-owner (25–50% of shares)

Companies House

2005

9 September 2005

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms connected to NGI Finance

Other FCA-listed firms that share a director, phone number or address with NGI Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like NGI Finance

Other firms of the same type (credit broker), nearest first.

In Witney

Ashok Ratti & Mansi PatelWitneyAppointed representativeAutomotivate Leasing LtdWitneyAppointed representativeMotifyMe LtdWitneyAppointed representativeCaffeica LimitedWitneyAuthorisedWitney V.E. LimitedWitneyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on NGI Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is NGI Finance Limited FCA authorised?
Yes, NGI Finance Limited (FRN 733395) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is NGI Finance’s phone number and website?
The FCA register lists the phone number 01993 706403 and the website ngifinance.co.uk for NGI Finance. If you were given different contact details, use these to check with the firm before going any further.
Is NGI Finance a scam or clone?
NGI Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NGI Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how NGI Finance handles your money, so check the specific product before you commit. You can also refer complaints about NGI Finance to the Financial Ombudsman Service, free of charge.
Who owns NGI Finance?
Companies House lists 3 people with significant control of NGI Finance: Mr Christopher Morris (25–50% of shares), Mrs Maria Morris (25–50% of shares) and Mr Christopher Morris (25–50% of shares).
Who runs NGI Finance?
Companies House lists 2 directors of NGI Finance: Maria Morris and Christopher Morris.
How long has NGI Finance been in business?
The company was formed on 9 September 2005, and has held its current FCA authorisation since June 2016.
What do NGI Finance’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £66.7k (−1.7% from £67.9k).
Does NGI Finance use any other names?
It has previously used the name NGI Finance Ltd t/a NGI Finance.

Sources and links

The full report on NGI Finance Limited

£19.99 · Instant PDF download

Loading secure checkout…