NI Money

Reference number: 216327

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Appointed representative

NI Money does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NI Money (FRN 216327) is an AR of Openwork Limited (FRN 408285). When you use NI Money's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NI Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nimoney.com first appeared online, and whether it can receive email
  • What kind of line 028 9047 3474 is
  • Who else gives the postcode BT9 6AG
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Graham David Edward Hathaway Former name
  • Hathaway Financial Services Former name
  • Moira Mortgages Former trading name
  • Mortgage Matters Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

NI Money’s history from the FCA register and Companies House, newest first.

Key events (3) All events (11)

2007

18 May 2007

  • Changed its registered name from "Graham David Edward Hathaway"

FCA register

2006

24 November 2006

  • Changed its registered name from "Hathaway Financial Services"

FCA register

2002

15 July 2002

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
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Firms like NI Money

Other firms of the same type (financial adviser), nearest first.

In Belfast

4Front Financial Management LLPBelfastAppointed representativeAnthony NewmanBelfastAppointed representativeARDU LtdBelfastAppointed representativeBloomfield Corporate Consultancy LimitedBelfastAppointed representativeBuchanan Johnston Flynn LimitedBelfastAppointed representativeCaldwell Financial LtdBelfastAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on NI Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 11 events in its history

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Frequently asked questions about this firm

Is NI Money FCA authorised?
NI Money (FRN 216327) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for NI Money?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. NI Money (FRN 216327) is an AR of Openwork Limited (FRN 408285). When you use NI Money's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from NI Money, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is NI Money’s phone number and website?
The FCA register lists the phone number 028 9047 3474 and the website nimoney.com for NI Money. If you were given different contact details, use these to check with the firm before going any further.
Is NI Money a scam or clone?
NI Money is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NI Money?
Protection works through Openwork Limited, the principal firm responsible for NI Money's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does NI Money use any other names?
It has previously used 4 other names, including Graham David Edward Hathaway, Hathaway Financial Services and Moira Mortgages.

Sources and links

The full report on NI Money

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