Niche Financial Solutions LLP: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2009

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

nichefs.co.uk (opens in a new tab)
Phone number

0800 802 1003
Address

Niche Financial Solutions Llp, Marlborough House, 26 High Street, Swindon, SN1 3EP, United Kingdom

In the full report: 3 background checks

When nichefs.co.uk first appeared online, and whether it can receive email
What kind of line 0800 802 1003 is
Who else gives the postcode SN1 3EP

Other names (21)

If you were contacted under any of these names, it is this firm.

AMortgage4You Trading name: A name it trades under now.
Loansmart Trading name: A name it trades under now.
Loansmart Finance Trading name: A name it trades under now.
Niche Trading name: A name it trades under now.
Niche Financial Trading name: A name it trades under now.
Nichefs Trading name: A name it trades under now.
Niche Loans Trading name: A name it trades under now.
Small Business Mortgages Trading name: A name it trades under now.
Smartmortgages4u.co.uk Trading name: A name it trades under now.
www.loansmartfinance.co.uk Trading name: A name it trades under now.
www.nichefinancial.co.uk Trading name: A name it trades under now.
www.nichefinancialsolutions.co.uk Trading name: A name it trades under now.
www.nichefs.co.uk Trading name: A name it trades under now.
www.nicheloans.co.uk Trading name: A name it trades under now.
Oneloan Former trading name: A name it used to trade under.
OneLoan.direct Former trading name: A name it used to trade under.
OneMortgage Former trading name: A name it used to trade under.
OneMortgage.direct Former trading name: A name it used to trade under.
Onemortgage Oneloan Former trading name: A name it used to trade under.
Onemortgageoneloan.direct Former trading name: A name it used to trade under.
www.nicheauctionfinance.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (10 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: OC349588 (opens Companies House in a new tab)
Company status: Active
Company type: Limited liability partnership
Incorporated: 27 October 2009 (16 years old)
Registered office: Suite 16 Marlborough House, High Street, Swindon, SN1 3EP, England

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Nicholas Charles Baldwin	LLP designated member	Dec 1956	1 Apr 2020	26 other companies
Peter David Guntrip	LLP designated member	Apr 1959	1 Apr 2022	10 other companies
FIELD RISE 2009 LIMITED	Corporate LLP member	Not published	1 Dec 2022	1 other company
PILFORD HAVEN LIMITED	Corporate LLP member	Not published	1 Dec 2022	None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 31
closed down: 20
went insolvent: 1

In the full report: all 31 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
The one that went into liquidation or administration
The one on the FCA register
The 6 companies these 4 directors run together
All 11 people who have ever been directors, with their dates

Key dates in its history

Niche Financial Solutions’s history from the FCA register and Companies House, newest first.

Key events (6) All events (58)

2018

13 March 2018

Changed its registered name from "NICHE FINANCIAL SOLUTIONS LLP"

FCA register

2016

6 April 2016

Nicholas Charles Baldwin gained significant control
Peter David Guntrip gained significant control

Companies House

25 February 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2009

27 October 2009

Incorporated at Companies House

Companies House

In the full report: all 58 events

All 58 events in its history (6 shown here)
Every director appointment and resignation: 14

Firms connected to Niche Financial Solutions

Other FCA-listed firms that share a director, phone number or address with Niche Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

past link: 1

In the full report: all 0 connected firms, named

1 past link through former directors

Firms like Niche Financial Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Swindon

Anderson Wealth Management LtdSwindonAuthorised Mmb Finance LimitedSwindonAuthorised Red Kite Financial Solutions LimitedSwindonAuthorised Angel Mortgages (South West) LtdSwindonAppointed representative Ashlor Sype RodriguesSwindonAppointed representative Carter Moore LLPSwindonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Niche Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

31 other companies its directors have run, named
3 background checks on its contact details
All 58 events in its history

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Frequently asked questions about this firm

Is Niche Financial Solutions LLP FCA authorised?

Yes, Niche Financial Solutions LLP (FRN 708467) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Niche Financial Solutions’ phone number and website?

The FCA register lists the phone number 0800 802 1003 and the website nichefs.co.uk for Niche Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is Niche Financial Solutions a scam or clone?

Niche Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Niche Financial Solutions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Niche Financial Solutions to the Financial Ombudsman Service, free of charge.

Who owns Niche Financial Solutions?

Companies House lists 2 people with significant control of Niche Financial Solutions: Mr Peter David Guntrip (significant influence or control) and Mr Nicholas Charles Baldwin (significant influence or control).

Who runs Niche Financial Solutions?

Companies House lists 4 directors of Niche Financial Solutions: Nicholas Charles Baldwin, Peter David Guntrip, Field Rise 2009 Limited and Pilford Haven Limited.

How long has Niche Financial Solutions been in business?

The company was formed on 27 October 2009, and has held its current FCA authorisation since February 2016.

Does Niche Financial Solutions use any other names?

It trades as AMortgage4You, Loansmart, Loansmart Finance, Niche and Niche Financial, and 9 more names. It has previously used 7 other names, including Oneloan, OneLoan.direct and OneMortgage.