Niche Independent Financial Advisers Limited

Reference number: 472635

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01633 859555

  • Address

    John Dean Cullen and Bethan Louise Evans of Menzies LLP, 5&6 Waterside Court, Albany Street, Newport, NP20 5NT, United Kingdom

In the full report: 2 background checks

  • What kind of line 01633 859555 is
  • Who else gives the postcode NP20 5NT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Niche Pension Specialists Trading name
  • Niche IFA Former trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
05303093
Company status
Liquidation
Company type
Private limited company
Incorporated
2 December 2004 (21 years old)
Registered office
5th Floor Hodge House, 114-116 St. Mary Street, Cardiff, CF10 1DY
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Raymond Timothy Adams Director Jul 1964 2 Dec 2004 7 other companies
Kim Adams Director Nov 1963 20 Dec 2006 5 other companies
Kim Adams Secretary Not published 4 Apr 2005 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
2
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 4 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2021Small company accountsNot audited

Net assets

£547k

+39% from £392k

Cash at bank

£359k

+275% from £95.7k

Employees (average)

4

Same as 4

Owed within a year

£451k

−56% from £1.03m

Its next accounts are overdue at Companies House.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05303093. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Niche Independent Financial Advisers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2016

6 April 2016

  • Raymonde Timothy Clive Adams gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

16 November 2007

  • Became authorised by the FCA

FCA register

15 November 2007

  • Regulated by the Financial Services Authority from this date

FCA register

2004

2 December 2004

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Niche Independent Financial Advisers

Other FCA-listed firms that share a director, phone number or address with Niche Independent Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2
past link
1

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Niche Independent Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Newport

Anglo-Celtic Financial Consultants LtdNewportAuthorisedApeiron Wealth Management LimitedNewportAuthorisedAyrin Financial ManagementNewportAuthorisedBeesure LtdNewportAuthorisedC Rengert & Company LimitedNewportAuthorisedChapelwood Financial Planning LimitedNewportAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Niche Independent Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Niche Independent Financial Advisers Limited FCA authorised?
Yes, Niche Independent Financial Advisers Limited (FRN 472635) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm. It has held its current authorisation since November 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Niche Independent Financial Advisers’ phone number?
The FCA register lists the phone number 01633 859555 for Niche Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Niche Independent Financial Advisers a scam or clone?
Niche Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Niche Independent Financial Advisers?
Niche Independent Financial Advisers is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Niche Independent Financial Advisers?
Companies House lists one person with significant control of Niche Independent Financial Advisers: Mr Raymonde Timothy Clive Adams (significant influence or control).
Who runs Niche Independent Financial Advisers?
Companies House lists 2 directors of Niche Independent Financial Advisers: Raymond Timothy Adams and Kim Adams.
How long has Niche Independent Financial Advisers been in business?
The company was formed on 2 December 2004. Companies House now lists it as liquidation.
What do Niche Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 31 December 2021, show net assets of £547k (+39% from £392k) and cash at bank of £359k (+275% from £95.7k). Its accounts are overdue at Companies House.
Does Niche Independent Financial Advisers use any other names?
It trades as Niche Pension Specialists. It has previously used the name Niche IFA.

Sources and links

The full report on Niche Independent Financial Advisers Limited

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