Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds another FCA record
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Niche Private Clients Ltd, South Gate House, Wood Street, Cardiff, CF10 1EW, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When nichepc.co.uk first appeared online, and whether it can receive email
- What kind of line 029 2003 8500 is, and the other firm that gives it
- Who else gives the postcode CF10 1EW
Other names (8)
If you were contacted under any of these names, it is this firm.
- Niche Ethical Trading name: A name it trades under now.
- NICHE SPORT AND FINANCE LIMITED Former name: A name it was registered under before.
- Waterside Financial Ltd Former name: A name it was registered under before.
- Lexington Personal Finance Former trading name: A name it used to trade under.
- Nephos Wealth Former trading name: A name it used to trade under.
- Niche Corporate Former trading name: A name it used to trade under.
- Niche IFA Former trading name: A name it used to trade under.
- Niche Sports Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Arranging (bringing about) deals in investments
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 10072360 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 March 2016 (10 years old)
- Registered office
- South Gate House, Wood Street, Cardiff, CF10 1EW, Wales
- Nature of business
-
- Pension funding (SIC 65300)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas James Roberts | Director | Jul 1988 | 18 Mar 2016 | 2 other companies |
| Matthew Lewis James Wiltshire | Director | Sep 1987 | 20 Sep 2018 | 3 other companies |
| Aled James Phillips | Director | May 1982 | 7 Dec 2018 | 9 other companies |
| Thomas James Roberts | Secretary | Not published | 18 Mar 2016 | – |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£274k
+20% from £228k
Cash at bank
£29.1k
+212% from £9,305
Employees (average)
16
Same as 16
Owed within a year
£239k
−10% from £266k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2019 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10072360. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Niche Private Clients’s history from the FCA register and Companies House, newest first.
2026
1 July 2026
- Aled James Phillips no longer has significant control
- Awyrlas Midco Ltd took control (75–100% of shares)
- Matthew Lewis James Wiltshire no longer has significant control
- Thomas Roberts no longer has significant control
Companies House
2024
1 August 2024
- Aled James Phillips gained significant control
- Matthew Lewis James Wiltshire gained significant control
- Raymonde Timothy Clive Adams gave up control
- Thomas Roberts gained significant control
Companies House
1 July 2024
- Changed its registered name from "NICHE SPORT AND FINANCE LIMITED"
FCA register
2018
2 May 2018
- Changed its registered name from "Waterside Financial Ltd"
FCA register
2016
1 September 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
6 April 2016
- Raymonde Timothy Clive Adams took control (75–100% of shares)
Companies House
18 March 2016
- Incorporated at Companies House
Companies House
In the full report: all 34 events
- All 34 events in its history (14 shown here)
- Every director appointment and resignation: 5
Firms connected to Niche Private Clients
Other FCA-listed firms that share a director, phone number or address with Niche Private Clients. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Niche Private Clients
Other firms of the same type (financial adviser), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Niche Private Clients
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 5 years of accounts, charted
- All 34 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Niche Private Clients Ltd FCA authorised?
What is Niche Private Clients’ phone number and website?
Is Niche Private Clients a scam or clone?
Is my money safe with Niche Private Clients?
Who owns Niche Private Clients?
Who runs Niche Private Clients?
How long has Niche Private Clients been in business?
What do Niche Private Clients’ latest accounts show?
Does Niche Private Clients use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk