Niche Private Clients Ltd

Reference number: 748261

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This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When nichepc.co.uk first appeared online, and whether it can receive email
  • What kind of line 029 2003 8500 is, and the other firm that gives it
  • Who else gives the postcode CF10 1EW
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Niche Ethical Trading name: A name it trades under now.
  • NICHE SPORT AND FINANCE LIMITED Former name: A name it was registered under before.
  • Waterside Financial Ltd Former name: A name it was registered under before.
  • Lexington Personal Finance Former trading name: A name it used to trade under.
  • Nephos Wealth Former trading name: A name it used to trade under.
  • Niche Corporate Former trading name: A name it used to trade under.
  • Niche IFA Former trading name: A name it used to trade under.
  • Niche Sports Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
18 March 2016 (10 years old)
Registered office
South Gate House, Wood Street, Cardiff, CF10 1EW, Wales
Nature of business
  • Pension funding (SIC 65300)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas James Roberts Director Jul 1988 18 Mar 2016 2 other companies
Matthew Lewis James Wiltshire Director Sep 1987 20 Sep 2018 3 other companies
Aled James Phillips Director May 1982 7 Dec 2018 9 other companies
Thomas James Roberts Secretary Not published 18 Mar 2016 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
1
is FCA-registered
1

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£274k

+20% from £228k

Cash at bank

£29.1k

+212% from £9,305

Employees (average)

16

Same as 16

Owed within a year

£239k

−10% from £266k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10072360. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Niche Private Clients’s history from the FCA register and Companies House, newest first.

2026

1 July 2026

  • Aled James Phillips no longer has significant control
  • Awyrlas Midco Ltd took control (75–100% of shares)
  • Matthew Lewis James Wiltshire no longer has significant control
  • Thomas Roberts no longer has significant control

Companies House

2024

1 August 2024

  • Aled James Phillips gained significant control
  • Matthew Lewis James Wiltshire gained significant control
  • Raymonde Timothy Clive Adams gave up control
  • Thomas Roberts gained significant control

Companies House

1 July 2024

  • Changed its registered name from "NICHE SPORT AND FINANCE LIMITED"

FCA register

2018

2 May 2018

  • Changed its registered name from "Waterside Financial Ltd"

FCA register

2016

1 September 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Raymonde Timothy Clive Adams took control (75–100% of shares)

Companies House

18 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (14 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Niche Private Clients

Other FCA-listed firms that share a director, phone number or address with Niche Private Clients. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Niche Private Clients

Other firms of the same type (financial adviser), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Niche Private Clients

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 5 years of accounts, charted
  • All 34 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Niche Private Clients Ltd FCA authorised?
Yes, Niche Private Clients Ltd (FRN 748261) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Niche Private Clients’ phone number and website?
The FCA register lists the phone number 029 2003 8500 and the website nichepc.co.uk for Niche Private Clients. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Niche Private Clients a scam or clone?
Niche Private Clients is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Niche Private Clients?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Niche Private Clients to the Financial Ombudsman Service, free of charge.
Who owns Niche Private Clients?
Niche Private Clients is owned by Awyrlas Midco Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 1 July 2026. Before that, it was controlled by Mr Thomas Roberts, Mr Aled James Phillips and Mr Matthew Lewis James Wiltshire.
Who runs Niche Private Clients?
Companies House lists 3 directors of Niche Private Clients: Thomas James Roberts, Matthew Lewis James Wiltshire and Aled James Phillips.
How long has Niche Private Clients been in business?
The company was formed on 18 March 2016, and has held its current FCA authorisation since September 2016.
What do Niche Private Clients’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £274k (+20% from £228k) and cash at bank of £29.1k (+212% from £9,305).
Does Niche Private Clients use any other names?
It trades as Niche Ethical. It has previously used 7 other names, including NICHE SPORT AND FINANCE LIMITED, Waterside Financial Ltd and Lexington Personal Finance.

Sources and links

The full report on Niche Private Clients Ltd

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