Nicholas Francis Sands

Reference number: 214762

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Appointed representative

Nicholas Francis Sands does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nicholas Francis Sands (FRN 214762) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nicholas Francis Sands's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nicholas Francis Sands, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When belgravefinancial.com first appeared online, and whether it can receive email
  • What kind of line 01756 748000 is
  • Who else gives the postcode BD23 3LX
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Belgrave Financial Services Trading name
  • Nicholas F. Sands Trading name
  • Belgrave Financial Limited Former name
  • Belgrave Financial Former trading name
  • Belgrave Mortgage Services Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nicholas Francis Sands’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2007

26 September 2007

  • Changed its registered name from "Belgrave Financial Limited"

FCA register

18 January 2007

  • Changed its registered name from "Belgrave Financial Services"

FCA register

2002

11 July 2002

  • Became an appointed representative

FCA register

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
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Firms like Nicholas Francis Sands

Other firms of the same type (financial adviser), nearest first.

In Skipton

Angela DowbigginSkiptonAppointed representativeMark Tootill Financial PlanningSkiptonAppointed representativePollard Wealth ManagementSkiptonAppointed representativeThomas George DaviesSkiptonAppointed representativeThorn Advisory Group LimitedSkiptonAppointed representativeStevens Wealth Management LtdSkiptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicholas Francis Sands

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 9 events in its history

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Frequently asked questions about this firm

Is Nicholas Francis Sands FCA authorised?
Nicholas Francis Sands (FRN 214762) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nicholas Francis Sands?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nicholas Francis Sands (FRN 214762) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nicholas Francis Sands's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nicholas Francis Sands, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nicholas Francis Sands’ phone number and website?
The FCA register lists the phone number 01756 748000 and the website belgravefinancial.com for Nicholas Francis Sands. If you were given different contact details, use these to check with the firm before going any further.
Is Nicholas Francis Sands a scam or clone?
Nicholas Francis Sands is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nicholas Francis Sands?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Nicholas Francis Sands's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nicholas Francis Sands use any other names?
It trades as Belgrave Financial Services and Nicholas F. Sands. It has previously used 3 other names: Belgrave Financial Limited, Belgrave Financial and Belgrave Mortgage Services.

Sources and links

The full report on Nicholas Francis Sands

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