Nicholas Jowett: FCA regulated?

Appointed representative

Nicholas Jowett does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Appointed for 7 years
Protected through the principal
No FCA actions

Responsible principal firm

New Leaf Distribution Limited Reference number: 460421 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Nicholas Jowett (FRN 843588) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Nicholas Jowett's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Nicholas Jowett, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07976 314664
Address

First Floor, 168A Blandford Road, Poole, Bournemouth, BH15 4BH, United Kingdom

In the full report: 2 background checks

What kind of line 07976 314664 is
Who else gives the postcode BH15 4BH

Other names (3)

If you were contacted under any of these names, it is this firm.

Five Financial Trading name: A name it trades under now.
Five Financial Mortgages Trading name: A name it trades under now.
Five Financial Wealth Management Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through New Leaf Distribution Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nicholas Jowett’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2019

6 June 2019

Became an appointed representative

FCA register

In the full report: all 4 events

All 4 events in its history (1 shown here)

Firms connected to Nicholas Jowett

Other FCA-listed firms that share a director, phone number or address with Nicholas Jowett. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Nicholas Jowett

Other firms of the same type (pension transfer adviser), nearest first.

In Poole

Sarah IronsPooleAppointed representative

In the Bournemouth (BH) postcode area

Darcey Belle LtdNew MiltonAppointed representative Heritage Financial LimitedChristchurchAuthorised Sierra Asset Management LimitedChristchurchAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicholas Jowett

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
All 4 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Nicholas Jowett FCA authorised?

Nicholas Jowett (FRN 843588) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Nicholas Jowett?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nicholas Jowett (FRN 843588) is an AR of New Leaf Distribution Limited (FRN 460421). When you use Nicholas Jowett's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nicholas Jowett, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Nicholas Jowett’s phone number?

The FCA register lists the phone number 07976 314664 for Nicholas Jowett. If you were given different contact details, use these to check with the firm before going any further.

Is Nicholas Jowett a scam or clone?

Nicholas Jowett is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Nicholas Jowett?

Protection works through New Leaf Distribution Limited, the principal firm responsible for Nicholas Jowett's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Does Nicholas Jowett use any other names?

It trades as Five Financial, Five Financial Mortgages and Five Financial Wealth Management.