Nick Brown

Reference number: 403104

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Appointed representative

Nick Brown does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nick Brown (FRN 403104) is an AR of First Complete Limited (FRN 435779). When you use Nick Brown's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nick Brown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nickbrownmortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 0845 260 6860 is
  • Who else gives the postcode LS24 9LD
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Nick Brown Mortgages Trading name
  • Nicholas Brown Former name
  • Rosewood Business Services Former trading name
  • Tadcaster Home Insurance Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nick Brown’s history from the FCA register and Companies House, newest first.

Key events (2) All events (7)

2008

20 October 2008

  • Changed its registered name from "Nicholas Brown"

FCA register

2004

23 August 2004

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (2 shown here)
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Firms like Nick Brown

Other firms of the same type (mortgage adviser or broker), nearest first.

In Tadcaster

Benjamin McLeanTadcasterAppointed representativeHarewood Asset Finance LLPTadcasterAppointed representativeHolmefield Financial Solutions LimitedTadcasterAppointed representativeFHFS Group LtdTadcasterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nick Brown

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Nick Brown FCA authorised?
Nick Brown (FRN 403104) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nick Brown?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nick Brown (FRN 403104) is an AR of First Complete Limited (FRN 435779). When you use Nick Brown's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nick Brown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nick Brown’s phone number and website?
The FCA register lists the phone number 0845 260 6860 and the website nickbrownmortgages.co.uk for Nick Brown. If you were given different contact details, use these to check with the firm before going any further.
Is Nick Brown a scam or clone?
Nick Brown is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nick Brown?
Protection works through First Complete Limited, the principal firm responsible for Nick Brown's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nick Brown use any other names?
It trades as Nick Brown Mortgages. It has previously used 3 other names: Nicholas Brown, Rosewood Business Services and Tadcaster Home Insurance.

Sources and links

The full report on Nick Brown

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