Nick Howells Wealth Management

Reference number: 718435

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nick Howells Wealth Management (FRN 718435) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nick Howells Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nick Howells Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nickhowells.co.uk first appeared online, and whether it can receive email
  • What kind of line 07958 952626 is
  • Who else gives the postcode GL50 1TA
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Nicholas James Howells Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nick Howells Wealth Management’s history from the FCA register and Companies House, newest first.

2017

8 February 2017

  • Changed its registered name from "Nicholas James Howells"

FCA register

2015

28 September 2015

  • Became an appointed representative

FCA register

Firms connected to Nick Howells Wealth Management

Other FCA-listed firms that share a director, phone number or address with Nick Howells Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Nick Howells Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Cheltenham

Amir MahvanCheltenhamAppointed representativeAnderson Wealth Advice LimitedCheltenhamAppointed representativeAngus CarmichaelCheltenhamAppointed representativeAwb Financial LtdCheltenhamAppointed representativeBlincoe Financial Planning LimitedCheltenhamAppointed representativeConverse Financial LimitedCheltenhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nick Howells Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Nick Howells Wealth Management FCA authorised?
Nick Howells Wealth Management (FRN 718435) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nick Howells Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nick Howells Wealth Management (FRN 718435) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nick Howells Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nick Howells Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nick Howells Wealth Management’s phone number and website?
The FCA register lists the phone number 07958 952626 and the website nickhowells.co.uk for Nick Howells Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Nick Howells Wealth Management a scam or clone?
Nick Howells Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nick Howells Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Nick Howells Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nick Howells Wealth Management use any other names?
It has previously used the name Nicholas James Howells.

Sources and links

The full report on Nick Howells Wealth Management

£19.99 · Instant PDF download

Loading secure checkout…