Nick James Financial Planning Ltd

Reference number: 996511

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nick James Financial Planning Ltd (FRN 996511) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nick James Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nick James Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07931 247032

  • Address

    34 Derwent Drive, Hereford, HR4 9PS, United Kingdom

In the full report: 2 background checks

  • What kind of line 07931 247032 is
  • Who else gives the postcode HR4 9PS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Nicholas James Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17167871
Company status
Active
Company type
Private limited company
Incorporated
20 April 2026 (less than a year old)
Registered office
34 Derwent Drive, Hereford, HR4 9PS, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Katherine Mary James Director Sep 1961 20 Apr 2026 None
Nicholas Stanley James Director Mar 1961 20 Apr 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Nick James Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2026

3 June 2026

  • Changed its registered name from "Nicholas James"

FCA register

20 April 2026

  • Incorporated at Companies House
  • Nicholas Stanley James took control (75–100% of shares)

Companies House

2023

17 May 2023

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Nick James Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Hereford

Amos Wealth ManagementHerefordAppointed representativeCharlotte WebbHerefordAppointed representativeChristopher BromileyHerefordAppointed representativeJeremy PlummerHerefordAppointed representativeKathy Twigg Financial Planning LtdHerefordAppointed representativeKirsty TylerHerefordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nick James Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Nick James Financial Planning Ltd FCA authorised?
Nick James Financial Planning Ltd (FRN 996511) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nick James Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nick James Financial Planning Ltd (FRN 996511) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Nick James Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nick James Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nick James Financial Planning’s phone number?
The FCA register lists the phone number 07931 247032 for Nick James Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Nick James Financial Planning a scam or clone?
Nick James Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nick James Financial Planning?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Nick James Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nick James Financial Planning?
Companies House lists one person with significant control of Nick James Financial Planning: Mr Nicholas Stanley James (75–100% of shares).
Who runs Nick James Financial Planning?
Companies House lists 2 directors of Nick James Financial Planning: Katherine Mary James and Nicholas Stanley James.
How long has Nick James Financial Planning been in business?
The company was formed on 20 April 2026.
Does Nick James Financial Planning use any other names?
It has previously used the name Nicholas James.

Sources and links

The full report on Nick James Financial Planning Ltd

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