Nico Office Limited

Reference number: 734459

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nico.uk.com first appeared online, and whether it can receive email
  • What kind of line 01474 871965 is
  • Who else gives the postcode TN15 7HX
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04311658
Company status
Active
Company type
Private limited company
Incorporated
26 October 2001 (25 years old)
Registered office
Unit 1c, Beechcroft Farm Industrial Estate Chapel Wood Road, Ash, Sevenoaks, Kent, TN15 7HX, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)

Directors and company secretaries

Name Role Born Appointed Other companies
Marc Richard Hori Director Jan 1969 26 Oct 2001 None
Sarah Catherine Marie Hori Director May 1978 2 Jan 2014 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£132k

<1% from £132k

Cash at bank

£281k

+13% from £250k

Employees (average)

10

−9.1% from 11

Owed within a year

£287k

+25% from £230k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04311658. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nico Office’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2017

1 October 2017

  • Sarah Catherine Marie Hori became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Marc Richard Hori became a part-owner (25–50% of shares)

Companies House

11 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

26 October 2001

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Nico Office

Other FCA-listed firms that share a director, phone number or address with Nico Office. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Nico Office

Other firms of the same type (lender), nearest first.

In Sevenoaks

Hodge MF LimitedSevenoaksAuthorisedDonadio J LimitedSevenoaksAuthorised

In the Tonbridge (TN) postcode area

Hastings Insurance Services LimitedBexhill-On-SeaAuthorisedAbacus Advice LtdTunbridge WellsAuthorisedCapitalise Business Support LimitedHastingsAuthorisedChristopher CourtmanHeathfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nico Office

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Nico Office Limited FCA authorised?
Yes, Nico Office Limited (FRN 734459) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Nico Office’s phone number and website?
The FCA register lists the phone number 01474 871965 and the website nico.uk.com for Nico Office. If you were given different contact details, use these to check with the firm before going any further.
Is Nico Office a scam or clone?
Nico Office is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nico Office?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Nico Office handles your money, so check the specific product before you commit. You can also refer complaints about Nico Office to the Financial Ombudsman Service, free of charge.
Who owns Nico Office?
Companies House lists 2 people with significant control of Nico Office: Mr Marc Richard Hori (25–50% of shares) and Mrs Sarah Catherine Marie Hori (25–50% of shares).
Who runs Nico Office?
Companies House lists 2 directors of Nico Office: Marc Richard Hori and Sarah Catherine Marie Hori.
How long has Nico Office been in business?
The company was formed on 26 October 2001, and has held its current FCA authorisation since February 2016.
What do Nico Office’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £132k (<1% from £132k) and cash at bank of £281k (+13% from £250k).

Sources and links

The full report on Nico Office Limited

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