Nicomori Associates Ltd

Reference number: 1023391

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The Right Mortgage Limited Reference number: 649443 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NICOMORI ASSOCIATES LTD (FRN 1023391) is an AR of The Right Mortgage Limited (FRN 649443). When you use NICOMORI ASSOCIATES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NICOMORI ASSOCIATES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07843 005965

  • Address

    124 City Road, London, Islington, EC1V 2NX, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07843 005965 is
  • Whether EC1V 2NX is a shared office: 214 other firms give it
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • The Protection Specialist Trading name
  • The Protection Specialists Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13963348
Company status
Active
Company type
Private limited company
Incorporated
8 March 2022 (4 years old)
Registered office
C/O O'Meara Fitzmaurice & Co Brimstage Hall, Brimstage Road, Wirral, CH63 6JA
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicolas Mori Director Dec 1979 8 Mar 2022 None
Nicolas Mori Secretary Not published 8 Mar 2022 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£12.7k

Down £2,011 from −£10.7k

Cash at bank

£3,989

−12% from £4,532

Employees (average)

0

Same as 0

Owed within a year

£19.1k

+8.3% from £17.7k

Net assets are negative: on its last balance sheet the company owed £12.7k more than it owned.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13963348. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Nicomori Associates’s history from the FCA register and Companies House, newest first.

Key events (3) All events (7)

2024

19 December 2024

  • Became an appointed representative

FCA register

2022

8 March 2022

  • Incorporated at Companies House
  • Nicolas Mori took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Nicomori Associates

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representativeDavid RounsfellLondonAppointed representativeEma Private Finance LimitedLondonAppointed representativeHarris ZubairLondonAppointed representativeHeather MaCaskillLondonAppointed representativeLawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nicomori Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 7 events in its history

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Frequently asked questions about this firm

Is Nicomori Associates Ltd FCA authorised?
Nicomori Associates Ltd (FRN 1023391) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nicomori Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nicomori Associates Ltd (FRN 1023391) is an AR of The Right Mortgage Limited (FRN 649443). When you use Nicomori Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nicomori Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nicomori Associates’ phone number?
The FCA register lists the phone number 07843 005965 for Nicomori Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Nicomori Associates a scam or clone?
Nicomori Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nicomori Associates?
Protection works through The Right Mortgage Limited, the principal firm responsible for Nicomori Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nicomori Associates?
Companies House lists one person with significant control of Nicomori Associates: Mr Nicolas Mori (75–100% of shares).
Who runs Nicomori Associates?
Companies House lists one director of Nicomori Associates: Nicolas Mori.
How long has Nicomori Associates been in business?
The company was formed on 8 March 2022.
What do Nicomori Associates’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£12.7k (down £2,011 from −£10.7k) and cash at bank of £3,989 (−12% from £4,532).
Does Nicomori Associates use any other names?
It trades as The Protection Specialist. It has previously used the name The Protection Specialists.

Sources and links

The full report on Nicomori Associates Ltd

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