Nigel Paul Garside

Reference number: 410716

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Appointed representative

Nigel Paul Garside does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nigel Paul Garside (FRN 410716) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Nigel Paul Garside's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nigel Paul Garside, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01579 673552

  • Address

    Jedcott, Dobwalls, Liskeard, Cornwall, PL14 6JD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01579 673552 is
  • Who else gives the postcode PL14 6JD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • BFG Mortgages Trading name: A name it trades under now.
  • Mortgage & Investment Centre (JHQ) Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Nigel Paul Garside’s history from the FCA register and Companies House, newest first.

2013

7 March 2013

  • Changed its registered name from "Mortgage & Investment Centre (JHQ)"

FCA register

2005

11 August 2005

  • Changed its registered name from "BFG Mortgages"
  • Began trading as "BFG Mortgages"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Nigel Paul Garside

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Plymouth (PL) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nigel Paul Garside

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Nigel Paul Garside FCA authorised?
Nigel Paul Garside (FRN 410716) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nigel Paul Garside?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nigel Paul Garside (FRN 410716) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Nigel Paul Garside's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nigel Paul Garside, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nigel Paul Garside’s phone number?
The FCA register lists the phone number 01579 673552 for Nigel Paul Garside. If you were given different contact details, use these to check with the firm before going any further.
Is Nigel Paul Garside a scam or clone?
Nigel Paul Garside is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nigel Paul Garside?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for Nigel Paul Garside's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Nigel Paul Garside use any other names?
It trades as BFG Mortgages. It has previously used the name Mortgage & Investment Centre (JHQ).

Sources and links

The full report on Nigel Paul Garside

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