Nigel Whittow

Reference number: 528903

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Introducer appointed representative

Nigel Whittow can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Nigel Whittow (FRN 528903) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Nigel Whittow.
  • Example: if Nigel Whittow refers you to a financial adviser, the advice should come from the principal firm, not from Nigel Whittow itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07818 017957

  • Address

    10 Pantycelyn, Fishguard, Sir Benfro, SA65 9EH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07818 017957 is
  • Who else gives the postcode SA65 9EH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Nigel Whittow

Other firms of the same type (financial adviser), nearest first.

In the Swansea (SA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nigel Whittow

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Nigel Whittow FCA authorised?
Nigel Whittow (FRN 528903) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Nigel Whittow?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Nigel Whittow (FRN 528903) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Nigel Whittow. Example: if Nigel Whittow refers you to a financial adviser, the advice should come from the principal firm, not from Nigel Whittow itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nigel Whittow’s phone number?
The FCA register lists the phone number 07818 017957 for Nigel Whittow. If you were given different contact details, use these to check with the firm before going any further.
Is Nigel Whittow a scam or clone?
Nigel Whittow is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nigel Whittow?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Nigel Whittow's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Nigel Whittow

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