NKT Financial Solutions Limited

Reference number: 464945

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NKT Financial Solutions Limited (FRN 464945) is an AR of The On-Line Partnership Limited (FRN 192638). When you use NKT Financial Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NKT Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01638 561522

  • Address

    Suite 4&5, Rookery House, Newmarket, Suffolk, CB8 8EQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01638 561522 is, and the other firm that gives it
  • Who else gives the postcode CB8 8EQ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • NKT Mortgage & Protection Solutions Trading name: A name it trades under now.
  • Vantage Financial Planning Trading name: A name it trades under now.
  • NKT Financial Solutions Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 January 2007 (19 years old)
Registered office
68c High Street Bassingbourn, Royston, Herts, SG8 5LF, United Kingdom
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
James Stephen Parr Director May 1974 31 Jan 2007 2 other companies
Sharon Julie Parkin Director Nov 1970 1 Apr 2014 4 other companies
Matthew Timothy Peter Lamb Secretary Not published 13 Oct 2026 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
2
is FCA-registered
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 2 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£307k

+106% from £149k

Cash at bank

£439k

+121% from £198k

Employees (average)

9

+29% from 7

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06075917. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

NKT Financial Solutions’s history from the FCA register and Companies House, newest first.

2025

12 March 2025

  • Changed its registered name from "NKT Financial Solutions Ltd"

FCA register

2018

1 April 2018

  • Samuel Edward Peter Worthington no longer has significant control

Companies House

2017

1 January 2017

  • James Stephen Parr gained significant control
  • Matthew Timothy Peter Lamb gained significant control
  • Samuel Edward Peter Worthington gained significant control
  • Sharon Julie Parkin gained significant control

Companies House

2007

7 March 2007

  • Became an appointed representative

FCA register

31 January 2007

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 10
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Firms connected to NKT Financial Solutions

Other FCA-listed firms that share a director, phone number or address with NKT Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like NKT Financial Solutions

Other firms of the same type (credit broker), nearest first.

In Newmarket

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on NKT Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is NKT Financial Solutions Limited FCA authorised?
NKT Financial Solutions Limited (FRN 464945) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for NKT Financial Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. NKT Financial Solutions Limited (FRN 464945) is an AR of The On-Line Partnership Limited (FRN 192638). When you use NKT Financial Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from NKT Financial Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is NKT Financial Solutions’ phone number?
The FCA register lists the phone number 01638 561522 for NKT Financial Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is NKT Financial Solutions a scam or clone?
NKT Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NKT Financial Solutions?
Protection works through The On-Line Partnership Limited, the principal firm responsible for NKT Financial Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns NKT Financial Solutions?
Companies House lists 3 people with significant control of NKT Financial Solutions: Mr Matthew Timothy Peter Lamb (significant influence or control), Ms Sharon Julie Parkin (significant influence or control) and Mr James Stephen Parr (significant influence or control). Before that, it was controlled by Mr Samuel Edward Peter Worthington.
Who runs NKT Financial Solutions?
Companies House lists 2 directors of NKT Financial Solutions: James Stephen Parr and Sharon Julie Parkin.
How long has NKT Financial Solutions been in business?
The company was formed on 31 January 2007.
What do NKT Financial Solutions’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £307k (+106% from £149k) and cash at bank of £439k (+121% from £198k).
Does NKT Financial Solutions use any other names?
It trades as NKT Mortgage & Protection Solutions and Vantage Financial Planning. It has previously used the name NKT Financial Solutions Ltd.

Sources and links

The full report on NKT Financial Solutions Limited

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