North Ayrshire Council

Reference number: 928846

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Introducer appointed representative

North Ayrshire Council can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • North Ayrshire Council (FRN 928846) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not North Ayrshire Council.
  • Example: if North Ayrshire Council refers you to a financial adviser, the advice should come from the principal firm, not from North Ayrshire Council itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01294 310000

  • Address

    Cunninghame House, Irvine, North Ayrshire, KA12 8EE, United Kingdom

In the full report: 2 background checks

  • What kind of line 01294 310000 is
  • Who else gives the postcode KA12 8EE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Get the full report on North Ayrshire Council

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is North Ayrshire Council FCA authorised?
North Ayrshire Council (FRN 928846) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for North Ayrshire Council?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. North Ayrshire Council (FRN 928846) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not North Ayrshire Council. Example: if North Ayrshire Council refers you to a financial adviser, the advice should come from the principal firm, not from North Ayrshire Council itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is North Ayrshire Council’s phone number?
The FCA register lists the phone number 01294 310000 for North Ayrshire Council. If you were given different contact details, use these to check with the firm before going any further.
Is North Ayrshire Council a scam or clone?
North Ayrshire Council is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with North Ayrshire Council?
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for North Ayrshire Council's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on North Ayrshire Council

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