North West Equine Vets Ltd

Reference number: 1049765

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

AGRIA PET INSURANCE LIMITED Reference number: 496160 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • North West Equine Vets Ltd (FRN 1049765) introduces customers to AGRIA PET INSURANCE LIMITED (FRN 496160). Any regulated advice or arranging is done by the principal, not North West Equine Vets.
  • Example: if North West Equine Vets refers you to a financial adviser, the advice should come from the principal firm, not from North West Equine Vets itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When northwestequinevets.co.uk first appeared online, and whether it can receive email
  • What kind of line 0808 168 5580 is
  • Who else gives the postcode BD24 0LA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Agria Pet Insurance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09731215
Company status
Active
Company type
Private limited company
Incorporated
13 August 2015 (11 years old)
Registered office
The Equine Clinic, Rathmell, Settle, North Yorkshire, BD24 0LA, England
Nature of business
  • Veterinary activities (SIC 75000)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Smith Director Dec 1981 8 Oct 2015 None
Catherine Hannah Speakman Director Nov 1980 8 Oct 2015 1 other company
Richard James Knight Director Feb 1988 31 Jan 2023 1 other company
Lorna Mary Wilson Director Jun 1973 1 Jan 2024 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£51.2k

+130% from £22.2k

Cash at bank

£94.8k

+42% from £66.8k

Employees (average)

29

−3.3% from 30

Owed within a year

£329k

−9.8% from £364k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09731215. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

North West Equine Vets’s history from the FCA register and Companies House, newest first.

Key events (8) All events (16)

2026

13 January 2026

  • Became an introducer appointed representative

FCA register

2023

31 January 2023

  • Jane Anne King stopped being a part-owner
  • Rj Knight Limited became a part-owner (25–50% of shares)

Companies House

2021

29 July 2021

  • Catherine Hannah Speakman stopped being a part-owner

Companies House

2016

6 April 2016

  • Catherine Hannah Speakman became a part-owner (25–50% of shares)
  • Jane Anne King became a part-owner (25–50% of shares)
  • Paul Smith became a part-owner (25–50% of shares)

Companies House

2015

13 August 2015

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms like North West Equine Vets

Other firms of the same type (insurance broker), nearest first.

In the Bradford (BD) postcode area

Alizan Mortgages LtdBradfordAppointed representativeAurora FS LtdBradfordAppointed representativeBush Insurance Solutions LtdCleckheatonAppointed representativeCaesar Financial Solutions LimitedBradfordAppointed representativeDallas Scott Davey LtdBradfordAppointed representativeDallas Wilding Drew LimitedBradfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on North West Equine Vets

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is North West Equine Vets Ltd FCA authorised?
North West Equine Vets Ltd (FRN 1049765) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for North West Equine Vets?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. North West Equine Vets Ltd (FRN 1049765) introduces customers to AGRIA PET INSURANCE LIMITED (FRN 496160). Any regulated advice or arranging is done by the principal, not North West Equine Vets. Example: if North West Equine Vets refers you to a financial adviser, the advice should come from the principal firm, not from North West Equine Vets itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is North West Equine Vets’ phone number and website?
The FCA register lists the phone number 0808 168 5580 and the website northwestequinevets.co.uk for North West Equine Vets. If you were given different contact details, use these to check with the firm before going any further.
Is North West Equine Vets a scam or clone?
North West Equine Vets is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with North West Equine Vets?
Protection works through Agria Pet Insurance Limited, the principal firm responsible for North West Equine Vets's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns North West Equine Vets?
Companies House lists 2 people with significant control of North West Equine Vets: Rj Knight Limited (25–50% of shares) and Mr Paul Smith (25–50% of shares). Before that, it was controlled by Mrs Jane Anne King and Mrs Catherine Hannah Speakman.
Who runs North West Equine Vets?
Companies House lists 4 directors of North West Equine Vets: Paul Smith, Catherine Hannah Speakman, Richard James Knight and Lorna Mary Wilson.
How long has North West Equine Vets been in business?
The company was formed on 13 August 2015.
What do North West Equine Vets’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £51.2k (+130% from £22.2k) and cash at bank of £94.8k (+42% from £66.8k).

Sources and links

The full report on North West Equine Vets Ltd

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