North West Financial Advisers Limited

Reference number: 815104

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • North West Financial Advisers Limited (FRN 815104) is an AR of ValidPath Limited (FRN 197107). When you use North West Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from North West Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07775 721162

  • Address

    3/2 57 Hughenden Lane, Glasgow, Glasgow City, G12 9XN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07775 721162 is
  • Who else gives the postcode G12 9XN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • ILM Pensions Ltd Former name
  • North West IFA Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC573516
Company status
Active
Company type
Private limited company
Incorporated
11 August 2017 (9 years old)
Registered office
Flat 3/2, 57 Hughenden Lane, Glasgow, G12 9XN, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Macgregor Meldrum Director Apr 1963 11 Aug 2017 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Abridged accountsNot audited

Net assets

£212

Up £89 from £123

Cash at bank

£5,413

−40% from £9,005

Employees (average)

4

+33% from 3

Owed within a year

£23.8k

+32% from £18.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC573516. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

North West Financial Advisers’s history from the FCA register and Companies House, newest first.

2025

3 July 2025

  • Changed its registered name from "North West IFA Ltd"

FCA register

2018

21 August 2018

  • Changed its registered name from "ILM Pensions Ltd"

FCA register

30 July 2018

  • Became an appointed representative

FCA register

2017

11 August 2017

  • Incorporated at Companies House
  • Alexander Macgregor Meldrum became the majority owner (50–75% of shares)
  • Jacqueline Mary Meldrum became a part-owner (25–50% of shares)
  • Alexander Macgregor Meldrum appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like North West Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Glasgow

A and A Accounting LtdGlasgowAppointed representativeA Henderson Financial Planning LtdGlasgowAppointed representativeAlexander Campbell McLaughlanGlasgowAppointed representativeAnderson Mortgages (Scotland) LimitedGlasgowAppointed representativeAnthony Blake Financial Planning LtdGlasgowAppointed representativeBlackmount Private Wealth LimitedGlasgowAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on North West Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is North West Financial Advisers Limited FCA authorised?
North West Financial Advisers Limited (FRN 815104) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for North West Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. North West Financial Advisers Limited (FRN 815104) is an AR of ValidPath Limited (FRN 197107). When you use North West Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from North West Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is North West Financial Advisers’ phone number?
The FCA register lists the phone number 07775 721162 for North West Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is North West Financial Advisers a scam or clone?
North West Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with North West Financial Advisers?
Protection works through ValidPath Limited, the principal firm responsible for North West Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns North West Financial Advisers?
Companies House lists 2 people with significant control of North West Financial Advisers: Mr Alexander Macgregor Meldrum (50–75% of shares) and Mrs Jacqueline Mary Meldrum (25–50% of shares).
Who runs North West Financial Advisers?
Companies House lists one director of North West Financial Advisers: Alexander Macgregor Meldrum.
How long has North West Financial Advisers been in business?
The company was formed on 11 August 2017.
What do North West Financial Advisers’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £212 (up £89 from £123) and cash at bank of £5,413 (−40% from £9,005).
Does North West Financial Advisers use any other names?
It has previously used 2 other names: ILM Pensions Ltd and North West IFA Ltd.

Sources and links

The full report on North West Financial Advisers Limited

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