Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2026
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
Homekey Mortgage Solutions Ltd Reference number: 967597 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- NORTHDOWN DAHLEY (COMMERCIAL) LTD (FRN 1025058) is an AR of Homekey Mortgage Solutions Ltd (FRN 967597). When you use NORTHDOWN DAHLEY (COMMERCIAL)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from NORTHDOWN DAHLEY (COMMERCIAL), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Church House, Church Street, Rodmersham, Sittingbourne, Kent, ME9 0QD, United Kingdom
In the full report: 2 background checks
- What kind of line 07919 144398 is
- Who else gives the postcode ME9 0QD
Other names (1)
If you were contacted under any of these names, it is this firm.
- NORTHDOWN DAHLEYLtd Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Homekey Mortgage Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16146599 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 December 2024 (1 year old)
- Registered office
- Charlton House, Dour Street, Dover, Kent, CT16 1BL, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lucy Anne Smith | Director | Feb 1981 | 20 Dec 2024 | 5 other companies |
| Donna Speed | Director | Feb 1979 | 29 Apr 2025 | 2 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register, including one no longer authorised
- The 1 company these 2 directors run together
Filed accounts and finances
Total equity
£25.5k
No earlier figure to compare
Cash at bank
£74.3k
No earlier figure to compare
Employees (average)
2
No earlier figure to compare
Owed within a year
£51.3k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16146599. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Northdown Dahley (Commercial)’s history from the FCA register and Companies House, newest first.
2025
29 April 2025
- Donna Speed became a part-owner (25–50% of shares)
Companies House
16 January 2025
- Became an appointed representative
FCA register
2024
20 December 2024
- Incorporated at Companies House
- Lucy Anne Smith became a part-owner (25–50% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Northdown Dahley (Commercial)
Other FCA-listed firms that share a director, phone number or address with Northdown Dahley (Commercial). A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- no longer authorised
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
Firms like Northdown Dahley (Commercial)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Sittingbourne
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Northdown Dahley (Commercial)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- All 8 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do Northdown Dahley (Commercial)’s latest accounts show?
Does Northdown Dahley (Commercial) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk