Nova Business Finance Ltd

Reference number: 1016336

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nova Business Finance Ltd (FRN 1016336) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Nova Business Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nova Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07717 130425

  • Address

    26 Gravel Walk, Emberton, Olney, Milton Keynes, MK46 5JA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07717 130425 is
  • Who else gives the postcode MK46 5JA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Nova Finance Trading name: A name it trades under now.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • info@novatask.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through White Rose Finance Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 May 2024 (2 years old)
Registered office
Office R13, Bletchley Business Campus 1-9 Barton Road, Water Eaton, Bletchley, Milton Keynes, MK2 3HU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Stephen Hubbard Director Apr 1982 12 Aug 2024 None
Ankit Kakkad Director Feb 1991 9 Sep 2026 None
Stephen Rogers Director Dec 1988 9 Sep 2026 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 May 2026Small company accountsNot audited

Net assets

£41.8k

+925% from £4,075

Cash at bank

£106k

No earlier figure to compare

Employees (average)

3

+50% from 2

Owed within a year

£65.8k

+445% from £12.1k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15742721. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nova Business Finance’s history from the FCA register and Companies House, newest first.

2026

17 September 2026

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2024

23 July 2024

  • Became an appointed representative

FCA register

25 May 2024

  • Incorporated at Companies House
  • Andrew Stephen Hubbard became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like Nova Business Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Olney

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nova Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Nova Business Finance Ltd FCA authorised?
Nova Business Finance Ltd (FRN 1016336) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nova Business Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nova Business Finance Ltd (FRN 1016336) is an AR of White Rose Finance Group Limited (FRN 630772). When you use Nova Business Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nova Business Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nova Business Finance’s phone number?
The FCA register lists the phone number 07717 130425 for Nova Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Nova Business Finance a scam or clone?
Scammers have impersonated Nova Business Finance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Nova Business Finance, shown on this page.
Is my money safe with Nova Business Finance?
Protection works through White Rose Finance Group Limited, the principal firm responsible for Nova Business Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nova Business Finance?
Companies House lists one person with significant control of Nova Business Finance: Mr Andrew Stephen Hubbard (25–50% of shares).
Who runs Nova Business Finance?
Companies House lists 3 directors of Nova Business Finance: Andrew Stephen Hubbard, Ankit Kakkad and Stephen Rogers.
How long has Nova Business Finance been in business?
The company was formed on 25 May 2024.
What do Nova Business Finance’s latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £41.8k (+925% from £4,075) and cash at bank of £106k (no earlier figure to compare).
Does Nova Business Finance use any other names?
It trades as Nova Finance.

Sources and links

The full report on Nova Business Finance Ltd

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