Nova Mortgages Ltd
Reference number: 404784
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 21 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 March 2026
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Nova Mortgages Ltd (FRN 404784) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Nova Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Nova Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
High Ridge, Pear Tree Lane, Shorne, Kent, DA12 3JU, United Kingdom
In the full report: 3 background checks
- When novamortgages.co.uk first appeared online, and whether it can receive email
- What kind of line 07801 737259 is
- Who else gives the postcode DA12 3JU
Other names (2)
If you were contacted under any of these names, it is this firm.
- Nova Mortgage Associates Trading name: A name it trades under now.
- Nova Molloy Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- NOVA MORTGAGES LIMITED
- Company number
- 13846494 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 January 2022 (4 years old)
- Registered office
- High Ridge Pear Tree Lane, Shorne, Gravesend, DA12 3JU, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Nova Molloy | Director | Jul 1972 | 13 Jan 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£425k
+57% from £271k
Cash at bank
£470k
+70% from £277k
Employees (average)
7
Same as 7
Owed within a year
£66.2k
+69% from £39.1k
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2023 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13846494. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Nova Mortgages’s history from the FCA register and Companies House, newest first.
2022
12 March 2022
- Changed its registered name from "Nova Molloy"
FCA register
13 January 2022
- Incorporated at Companies House
- Nova Molloy took control (75–100% of shares)
Companies House
2004
31 October 2004
- Became an appointed representative
FCA register
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like Nova Mortgages
Other firms of the same type (insurance broker), nearest first.
In the Dartford (DA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nova Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 4 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
Is Nova Mortgages Ltd FCA authorised?
What does appointed representative mean for Nova Mortgages?
What is Nova Mortgages’ phone number and website?
Is Nova Mortgages a scam or clone?
Is my money safe with Nova Mortgages?
Who owns Nova Mortgages?
Who runs Nova Mortgages?
How long has Nova Mortgages been in business?
What do Nova Mortgages’ latest accounts show?
Does Nova Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk