Novitas Underwriting Agency Limited

Reference number: 307931

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When novitas.co.uk first appeared online, and whether it can receive email
  • What kind of line 01707 520394 is
  • Who else gives the postcode EN6 1TL
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Pilgrim Insurance Services Trading name
  • Safely Rider Trading name
  • Wicked Quotes Trading name
  • Novitas Underwriting Agency Plc Former name
  • insure4aday.co.uk Former trading name
  • InsureCar Hire Former trading name
  • insureDaily Former trading name
  • safelyinsured.co.uk Former trading name
  • short-terminsurance.co.uk Former trading name
  • Sparta Former trading name
  • WeekInsure Former trading name
  • Weeklycover.co.uk Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03106533
Company status
Active
Company type
Private limited company
Incorporated
26 September 1995 (31 years old)
Registered office
167 Turners Hill, Cheshunt, Hertfordshire, EN8 9BH
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael James Daly Director May 1955 23 Sep 2015 None
Richard Mitchell Director Jan 1968 11 Nov 2015 None
Paul Desmond Daly Director Jan 1971 30 Sep 2025 4 other companies
Scott Forrester Director Sep 1980 30 Oct 2025 4 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
are FCA-registered
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 3 companies these 4 directors run together
  • All 17 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsAudited

Total equity

£518k

−22% from £662k

Cash at bank

£1.42m

−21% from £1.79m

Employees (average)

6

Same as 6

Owed within a year

£1.34m

−23% from £1.73m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03106533. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Novitas Underwriting Agency’s history from the FCA register and Companies House, newest first.

Key events (7) All events (54)

2016

30 June 2016

  • Daly Holdings Ltd took control (75–100% of shares)

Companies House

2015

23 September 2015

  • Board replaced: both directors left and 4 new directors took over

Companies House

17 September 2015

  • Changed its registered name from "Novitas Underwriting Agency Plc"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1995

26 September 1995

  • Incorporated at Companies House

Companies House

In the full report: all 54 events

  • All 54 events in its history (7 shown here)
  • Every director appointment and resignation: 25
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Firms connected to Novitas Underwriting Agency

Other FCA-listed firms that share a director, phone number or address with Novitas Underwriting Agency. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Novitas Underwriting Agency

Other firms of the same type (insurance broker), nearest first.

In Potters Bar

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Novitas Underwriting Agency

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 54 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Novitas Underwriting Agency Limited FCA authorised?
Yes, Novitas Underwriting Agency Limited (FRN 307931) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Novitas Underwriting Agency’s phone number and website?
The FCA register lists the phone number 01707 520394 and the website novitas.co.uk for Novitas Underwriting Agency. If you were given different contact details, use these to check with the firm before going any further.
Is Novitas Underwriting Agency a scam or clone?
Novitas Underwriting Agency is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Novitas Underwriting Agency?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Novitas Underwriting Agency to the Financial Ombudsman Service, free of charge.
Who owns Novitas Underwriting Agency?
Novitas Underwriting Agency is owned by Daly Holdings Ltd, which holds 75–100% of shares and 75–100% of votes, since 30 June 2016.
Who runs Novitas Underwriting Agency?
Companies House lists 4 directors of Novitas Underwriting Agency: Michael James Daly, Richard Mitchell, Paul Desmond Daly and Scott Forrester.
How long has Novitas Underwriting Agency been in business?
The company was formed on 26 September 1995, and has held its current FCA authorisation since January 2005.
What do Novitas Underwriting Agency’s latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £518k (−22% from £662k) and cash at bank of £1.42m (−21% from £1.79m).
Does Novitas Underwriting Agency use any other names?
It trades as Pilgrim Insurance Services, Safely Rider and Wicked Quotes. It has previously used 9 other names, including Novitas Underwriting Agency Plc, insure4aday.co.uk and InsureCar Hire.

Sources and links

The full report on Novitas Underwriting Agency Limited

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