Novo Mortgages Ltd

Reference number: 1048567

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NOVO MORTGAGES LTD (FRN 1048567) is an AR of The Right Mortgage Limited (FRN 649443). When you use NOVO MORTGAGES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NOVO MORTGAGES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07472 417341

  • Address

    2 Peel Court, 24 St. Cuthberts Way, Darlington, Darlington, DL1 1GB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07472 417341 is
  • Who else gives the postcode DL1 1GB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 October 2024 (2 years old)
Registered office
Exchange Building, 66 Church Street, Hartlepool, TS24 7DN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jordan Smith Director Jul 1994 24 Oct 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

15 months to 31 January 2026Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16038767. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Novo Mortgages’s history from the FCA register and Companies House, newest first.

2026

8 January 2026

  • Became an appointed representative

FCA register

2024

24 October 2024

  • Incorporated at Companies House
  • Jordan Smith took control (75–100% of shares)
  • Jordan Smith appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Novo Mortgages

Other FCA-listed firms that share a director, phone number or address with Novo Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Novo Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Darlington

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Novo Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Novo Mortgages Ltd FCA authorised?
Novo Mortgages Ltd (FRN 1048567) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Novo Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Novo Mortgages Ltd (FRN 1048567) is an AR of The Right Mortgage Limited (FRN 649443). When you use Novo Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Novo Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Novo Mortgages’ phone number?
The FCA register lists the phone number 07472 417341 for Novo Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Novo Mortgages a scam or clone?
Novo Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Novo Mortgages?
Protection works through The Right Mortgage Limited, the principal firm responsible for Novo Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Novo Mortgages?
Companies House lists one person with significant control of Novo Mortgages: Mr Jordan Smith (75–100% of shares).
Who runs Novo Mortgages?
Companies House lists one director of Novo Mortgages: Jordan Smith.
How long has Novo Mortgages been in business?
The company was formed on 24 October 2024.
What do Novo Mortgages’ latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).

Sources and links

The full report on Novo Mortgages Ltd

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