NPA Insurance Limited

Reference number: 202069

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When npa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01727 832161 is, and the other firm that gives it
  • Who else gives the postcode AL1 3NP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Peach Trading name
  • Chemists' Defence Association Limited Former name
  • PeachPi Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Accepting Deposits
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Carrying out contracts of insurance
  • Dealing in investments as agent
  • Dealing in investments as principal
  • Effecting contracts of insurance
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.
  • May control money if settlement through a mandate.
    The general requirement not to hold or control CLIENT MONEY does not restrict the firm from controlling CLIENT MONEY if it arises from an agreement under which the firm effects settlement through a mandate or otherwise.
  • Must comply with the Solvency II Firms Sector of the PRA Rulebook.
    The Firm must comply with the Solvency II Firms Sector of the PRA Rulebook.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00064269
Company status
Active
Company type
Private limited company
Incorporated
23 November 1899 (126 years old)
Registered office
Mallinson House, 40-42 St Peters St, St Albans, Herts, AL1 3NP
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Bernard Mageean Director Oct 1956 6 Oct 2016 14 other companies
Lisa Banks Director Nov 1977 10 Apr 2019 None
Paul David Sayles Director Jul 1978 24 Nov 2021 1 other company
Russell Oliver White Director Apr 1975 28 Mar 2023 None
Nicholas Robert Kaye Director Nov 1975 10 Jul 2025 10 other companies
Simon Richard Drew Director Oct 1969 17 Oct 2025 72 other companies
Mandy Hunt Director Jul 1971 3 Feb 2026 3 other companies
Henry Matthew Gregg Director Aug 1980 16 Mar 2026 1 other company
Anthony Charles Meredith Secretary Not published 6 Oct 2026 –

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
101
closed down
30
are FCA-registered
15

In the full report: all 101 companies, named

  • What each company does, and whether it is still trading
  • Which of these 8 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 15 on the FCA register, including 2 no longer authorised
  • All 87 people who have ever been directors, with their dates
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Key dates in its history

NPA Insurance’s history from the FCA register and Companies House, newest first.

Key events (12) All events (176)

2024

31 December 2024

  • FCA imposed a requirement (Must comply with the Solvency II Firms Sector of the PRA Rulebook.)

FCA register

2016

26 April 2016

  • National Pharmacy Association Ltd took control (75–100% of shares)

Companies House

20 January 2016

  • FCA imposed a requirement (May control but not hold client money)
  • FCA imposed a requirement (May control money if settlement through a mandate.)
  • FCA imposed a requirement (Not permitted to canvass off trade premises)

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2007

6 November 2007

  • Changed its registered name from "Chemists' Defence Association Limited"

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1901

1 January 1901

  • Supervised by HM Treasury under the money laundering rules from this date

FCA register

1899

23 November 1899

  • Incorporated at Companies House

Companies House

In the full report: all 176 events

  • All 176 events in its history (12 shown here)
  • Every director appointment and resignation: 157
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Firms connected to NPA Insurance

Other FCA-listed firms that share a director, phone number or address with NPA Insurance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
4
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (4), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 8 past links through former directors
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Firms like NPA Insurance

Other firms of the same type (insurer), nearest first.

Elsewhere in the UK

Cx Reinsurance Company Limited.LondonAuthorisedEast West Insurance Company LimitedAuthorisedUBS Asset Management Life LtdLondonAuthorisedNavigators Insurance CompanyLondonAuthorisedChubb European Group SELondonAuthorisedChubb Life Europe SELondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on NPA Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 101 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 176 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is NPA Insurance Limited FCA authorised?
Yes, NPA Insurance Limited (FRN 202069) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as an insurer. The FCA has placed 4 limits on what it may do.
What is NPA Insurance’s phone number and website?
The FCA register lists the phone number 01727 832161 and the website npa.co.uk/insurance for NPA Insurance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is NPA Insurance a scam or clone?
NPA Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NPA Insurance?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about NPA Insurance to the Financial Ombudsman Service, free of charge.
Who owns NPA Insurance?
NPA Insurance is owned by National Pharmacy Association Ltd, which holds 75–100% of shares, since 26 April 2016.
Who runs NPA Insurance?
Companies House lists 8 directors of NPA Insurance: Bernard Mageean, Lisa Banks, Paul David Sayles, Russell Oliver White, Nicholas Robert Kaye, Simon Richard Drew and 2 more.
How long has NPA Insurance been in business?
The company was formed on 23 November 1899, and has held its current FCA authorisation since December 2001.
Does NPA Insurance use any other names?
It trades as Peach. It has previously used 2 other names: Chemists' Defence Association Limited and PeachPi.

Sources and links

The full report on NPA Insurance Limited

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