NPH&B Ltd

Reference number: 753410

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

CLEAR INSURANCE MANAGEMENT LIMITED Reference number: 307982 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NPH&B Ltd (FRN 753410) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use NPH&B's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NPH&B, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nphb.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8399 0061 is
  • Who else gives the postcode KT6 4JZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Nightingale Page Hickman & Bishop Trading name
  • Nightingale Page Hickman and Bishop Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Clear Insurance Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08048463
Company status
Active
Company type
Private limited company
Incorporated
27 April 2012 (14 years old)
Registered office
First Floor 23 Victoria Road, Surbiton, Surrey, KT6 4JZ
Nature of business
  • Real estate agencies (SIC 68310)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Crispin Charles Broadbent Director Jul 1969 27 Apr 2012 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
5

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£84.4k

−1.7% from £85.8k

Cash at bank

£68.8k

No earlier figure to compare

Employees (average)

4

−20% from 5

Owed within a year

£111k

+47% from £75.8k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08048463. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nph&b’s history from the FCA register and Companies House, newest first.

Key events (6) All events (14)

2021

17 March 2021

  • Changed its registered name from "Nightingale Page Hickman and Bishop"

FCA register

2018

22 January 2018

  • Crispin Charles Broadbent became the majority owner (50–75% of shares)

Companies House

2017

11 October 2017

  • Henry Raymond Broadbent stopped being the majority owner

Companies House

1 April 2017

  • Henry Raymond Broadbent became the majority owner (50–75% of shares)

Companies House

2016

21 July 2016

  • Became an appointed representative

FCA register

2012

27 April 2012

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Nph&b

Other FCA-listed firms that share a director, phone number or address with Nph&b. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Nph&b

Other firms of the same type (insurance broker), nearest first.

In Surbiton

Nightingale Protection LtdSurbitonAppointed representativeAVN Capital LTDSurbitonAuthorisedCaithness & Co LimitedSurbitonAuthorisedSurrey Independent Advisers LimitedSurbitonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nph&b

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 14 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is NPH&B Ltd FCA authorised?
NPH&B Ltd (FRN 753410) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nph&b?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. NPH&B Ltd (FRN 753410) is an AR of CLEAR INSURANCE MANAGEMENT LIMITED (FRN 307982). When you use Nph&b's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nph&b, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nph&b’s phone number and website?
The FCA register lists the phone number 020 8399 0061 and the website nphb.co.uk for Nph&b. If you were given different contact details, use these to check with the firm before going any further.
Is Nph&b a scam or clone?
Nph&b is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nph&b?
Protection works through Clear Insurance Management Limited, the principal firm responsible for Nph&b's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nph&b?
Companies House lists one person with significant control of Nph&b: Mr Crispin Charles Broadbent (50–75% of shares). Before that, it was controlled by Mr Henry Raymond Broadbent.
Who runs Nph&b?
Companies House lists one director of Nph&b: Crispin Charles Broadbent.
How long has Nph&b been in business?
The company was formed on 27 April 2012.
What do Nph&b’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £84.4k (−1.7% from £85.8k) and cash at bank of £68.8k (no earlier figure to compare).
Does Nph&b use any other names?
It trades as Nightingale Page Hickman & Bishop. It has previously used the name Nightingale Page Hickman and Bishop.

Sources and links

The full report on NPH&B Ltd

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