Nu-Era Financial Services Ltd

Reference number: 677102

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nu-Era Financial Services Ltd (FRN 677102) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Nu-Era Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nu-Era Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    023 9235 8306

  • Address

    20 Whitwell Road, Southsea, Hampshire, PO4 0QR, United Kingdom

In the full report: 2 background checks

  • What kind of line 023 9235 8306 is
  • Who else gives the postcode PO4 0QR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 February 2015 (11 years old)
Registered office
20 Whitwell Road, Southsea, Hampshire, PO4 0QR, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew John Bates Director May 1972 13 Feb 2015 2 other companies
Annalesa Claire Bates Director Dec 1981 13 Feb 2015 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£816

Up £796 from £20

Employees (average)

2

Same as 2

Owed within a year

£77.7k

+298% from £19.5k

The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £306k, for the year to 31 March 2023.

The accounts for the year to 31 March 2025 do not tag profit before tax in a form that can be read automatically, so it is not shown. The last tagged figure is £153k, for the year to 31 March 2021.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09439165. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nu-Era Financial Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Andrew John Bates became a part-owner (25–50% of shares)
  • Annalesa Claire Bates became a part-owner (25–50% of shares)

Companies House

2015

13 March 2015

  • Became an appointed representative

FCA register

13 February 2015

  • Incorporated at Companies House
  • Andrew John Bates appointed as a director
  • Annalesa Claire Bates appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Nu-Era Financial Services

Other firms of the same type (credit broker), nearest first.

In Southsea

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nu-Era Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Nu-Era Financial Services Ltd FCA authorised?
Nu-Era Financial Services Ltd (FRN 677102) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nu-Era Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nu-Era Financial Services Ltd (FRN 677102) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Nu-Era Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nu-Era Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nu-Era Financial Services’ phone number?
The FCA register lists the phone number 023 9235 8306 for Nu-Era Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Nu-Era Financial Services a scam or clone?
Nu-Era Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nu-Era Financial Services?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Nu-Era Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nu-Era Financial Services?
Companies House lists 2 people with significant control of Nu-Era Financial Services: Mr Andrew John Bates (25–50% of shares) and Mrs Annalesa Claire Bates (25–50% of shares).
Who runs Nu-Era Financial Services?
Companies House lists 2 directors of Nu-Era Financial Services: Andrew John Bates and Annalesa Claire Bates.
How long has Nu-Era Financial Services been in business?
The company was formed on 13 February 2015.
What do Nu-Era Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £816 (up £796 from £20).

Sources and links

The full report on Nu-Era Financial Services Ltd

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