Nucleus Cash Flow Finance2 Limited: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 5 years
No FCA actions
Active company since 2017
Accounts filed up to 31 March 2025
On its latest accounts it owed £4.26m more than it owned

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
No phone number on the FCA register
Address

Mezzanine Floor, St Albans House, 57-59 Haymarket, London, SW1Y 4QX, United Kingdom

In the full report: 1 background check

Who else gives the postcode SW1Y 4QX

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10999923 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 October 2017 (9 years old)
Registered office: 120 Regent Street, London, W1B 5FE, United Kingdom
Nature of business: Factoring (SIC 64992)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Simon Willmett	Director	Nov 1979	6 Oct 2017	25 other companies
Mark Louis Goldman	Director	May 1954	1 Feb 2021	23 other companies
HAWKSMOOR PARTNERS LIMITED	Corporate secretary	Not published	17 Apr 2025	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 30
closed down: 12
are FCA-registered: 12

In the full report: all 30 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 12 on the FCA register, including one no longer authorised
The 18 companies these 2 directors run together
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Profit before tax

−£3.83m

Down £3.56m from −£279k

Net assets

−£4.26m

Down £3.83m from −£421k

Cash at bank

£8.86m

Up £8.65m from £207k

Employees (average)

0

Same as 0

Net assets are negative: on its last balance sheet the company owed £4.26m more than it owned.

The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £35.6k, for the year to 31 March 2022.

Profit before tax

In the full report: all 6 years of accounts

Every year from 2020 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10999923. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nucleus Cash Flow Finance2’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2021

22 October 2021

Registered with the FCA

FCA register

1 February 2021

Nucleus Commercial Holdings Limited took control (75–100% of shares)
Simon Willmett gave up control

Companies House

2017

6 October 2017

Incorporated at Companies House
Simon Willmett took control (75–100% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (5 shown here)
Every director appointment and resignation: 4

Firms connected to Nucleus Cash Flow Finance2

Other FCA-listed firms that share a director, phone number or address with Nucleus Cash Flow Finance2. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 10
share a director: 10
share its postcode: 9

In the full report: all 10 connected firms, named

How each is linked: shared directors (10), the same postcode (9)
Who links each one: the named directors, with dates
2 past links through former directors

Get the full report on Nucleus Cash Flow Finance2

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

30 other companies its directors have run, named
1 background check on its contact details
6 years of accounts, charted
All 9 events in its history
10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Nucleus Cash Flow Finance2 Limited FCA authorised?

Nucleus Cash Flow Finance2 Limited (FRN 958648) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

Is Nucleus Cash Flow Finance2 a scam or clone?

Nucleus Cash Flow Finance2 is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with Nucleus Cash Flow Finance2?

Money you hand to Nucleus Cash Flow Finance2 is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns Nucleus Cash Flow Finance2?

Nucleus Cash Flow Finance2 is owned by Nucleus Commercial Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 1 February 2021. Before that, it was controlled by Mr Simon Willmett.

Who runs Nucleus Cash Flow Finance2?

Companies House lists 2 directors of Nucleus Cash Flow Finance2: Simon Willmett and Mark Louis Goldman.

How long has Nucleus Cash Flow Finance2 been in business?

The company was formed on 6 October 2017.

What do Nucleus Cash Flow Finance2’s latest accounts show?

Its latest accounts, to 31 March 2025, show profit before tax of −£3.83m (down £3.56m from −£279k) and net assets of −£4.26m (down £3.83m from −£421k).