Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 December 2025
- On its latest accounts it owed £3.04m more than it owned
Responsible principal firm
Affirm U.K. Limited Reference number: 756087 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- NUEVO HEALTHCARE LTD (FRN 1018276) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not NUEVO HEALTHCARE.
- Example: if NUEVO HEALTHCARE refers you to a financial adviser, the advice should come from the principal firm, not from NUEVO HEALTHCARE itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
20 Bridgewater Road, Berkhamsted, Hertfordshire, HP4 1HN, United Kingdom
In the full report: 3 background checks
- When avenues.life first appeared online, and whether it can receive email
- What kind of line 020 4580 1500 is
- Who else gives the postcode HP4 1HN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Avenues.Life Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Affirm U.K. Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14264904 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 July 2022 (4 years old)
- Registered office
- The Eversholt, 163 Eversholt Street, London, NW1 1BU, England
- Nature of business
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- Other letting and operating of own or leased real estate (SIC 68209)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Cristina Fontes Lindemann Hickman (Dr) | Director | May 1982 | 29 Jul 2022 | 4 other companies |
| Tom Alexander Hickman | Director | Apr 1981 | 21 Feb 2024 | 2 other companies |
| Roberto Lindemann | Director | Jun 1954 | 31 Jul 2024 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
- run together
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 3 directors run together
Filed accounts and finances
Net assets
−£3.04m
Down £896k from −£2.15m
Cash at bank
£178k
+263% from £49.1k
Employees (average)
32
+60% from 20
Owed within a year
£1.76m
+119% from £800k
Net assets are negative: on its last balance sheet the company owed £3.04m more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14264904. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Nuevo Healthcare’s history from the FCA register and Companies House, newest first.
2024
16 August 2024
- Became an introducer appointed representative
FCA register
13 April 2024
- Cristina Fontes Lindemann Hickman became a part-owner (25–50% of shares)
- Tom Alexander Hickman became a part-owner (25–50% of shares)
Companies House
12 April 2024
- Avenues Holdings Limited became the majority owner (50–75% of shares)
- Cristina Fontes Lindemann Hickman gave up control
Companies House
2022
29 July 2022
- Incorporated at Companies House
- Cristina Fontes Lindemann Hickman took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms like Nuevo Healthcare
Other firms of the same type (credit broker), nearest first.
In Berkhamsted
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nuevo Healthcare
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- All 11 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk