Numero Group Limited

Reference number: 1037660

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Intelligent Lending Limited Reference number: 310069 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Numero Group Limited (FRN 1037660) is an AR of Intelligent Lending Limited (FRN 310069). When you use Numero Group's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Numero Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 9 other names
  • Blue Light Car Loans
  • Luv Caravan Loans
  • Luv Car Finder
  • Luv Car Loans
  • Luv Cars
  • LUV Motorbike Loans
  • Luv Motorhome Loans
  • Numero
  • Ocean Car Finance

Company details

From the company's Companies House record.

Company number
16464424
Company status
Active
Company type
Private limited company
Incorporated
21 May 2025 (1 year old)
Registered office
White Collar Factory, 1 Old Street Yard, London, EC1Y 8AF, United Kingdom
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Current directors and secretaries

Name Role Born Appointed
Simon David Kay Director Apr 1968 21 May 2025
Stephen Andrew Stylianou Director May 1969 21 May 2025
Simon David Kay Secretary Not published 18 Mar 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Intelligent Lending Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 14 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • CarBuyBye
  • Europa Car Credit
  • Key Worker Car Loans
  • LMF
  • LUV AF
  • LUV Asset
  • LUV Asset Finance
  • Luv Financial Solutions
  • Luv FS
  • LUV Group
  • Luv Lady Car Loans
  • LUV Motor Finance
  • LUV Superbikes
  • Nationwide Vehicle Credit

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Common questions

Frequently asked questions

Is Numero Group Limited FCA authorised?
Numero Group Limited (FRN 1037660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Numero Group?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Numero Group Limited (FRN 1037660) is an AR of Intelligent Lending Limited (FRN 310069). When you use Numero Group's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Numero Group, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Numero Group?
Protection works through Intelligent Lending Limited, the principal firm responsible for Numero Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Numero Group a scam or clone?
Numero Group is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Numero Group's Firm Reference Number (FRN)?
Numero Group's FRN is 1037660. You can verify it on the FCA register.