O B Payments Ltd

Reference number: 845062

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 11 September 2026.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

obpayments.com
Last known phone number

0330 133 0476
Last known address

Azets Holdings Ltd, Alpha House, 4 Greek Street, Stockport, SK3 8AB, United Kingdom

In the full report: 3 background checks

When obpayments.com first appeared online, and whether it can receive email
What kind of line 0330 133 0476 is
Who else gives the postcode SK3 8AB

Other names (1)

If you were contacted under any of these names, it is this firm.

O B Payments Limited Former name: A name it was registered under before.

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action

FCA action

action: 1
most recent: September 2026

Permission varied or cancelled on 11 September 2026

Name: O B Payments Ltd Reference Number: 845062 Type of action: Cancellation “The Authority has cancelled the permission and withdrawn the authorisation of O B Payments Ltd (“the Firm”) of Azets Holdings Ltd, Alpha House, 4 Greek Street, Stockport. SK3 8AB “(principal place of business address) and Astute House, Wilmslow Road, Wilmslow, Cheshire. SK9 3HP (registered office address). The Authority’s action took effect on 11 September 2026 and a copy of the Final Notice which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link: https://www.fca.org.uk/publication/final-notices/o-b-payments-ltd-2026.pdf As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Financial Services and Markets Act 2000 (“the Act”) and it may not carry on regulated activities which fall within the scope of the Act.”

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 11749409 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 January 2019 (7 years old)
Registered office: Astute House, Wilmslow Road, Wilmslow, Cheshire, SK9 3HP, England
Nature of business: Other information technology service activities (SIC 62090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Carman	Director	May 1972	4 Jan 2019	None

In the full report: every company its directors have run

Confirmation that its director runs no other company

Filed accounts and finances

Year to 31 July 2024Micro-entity accountsNot audited

Net assets

£3,925

Up £35.3k from −£31.3k

Employees (average)

−50% from 2

Owed within a year

£78.4k

−12% from £88.9k

Its next accounts are overdue at Companies House.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2020 to 2024
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11749409. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

O B Payments’s history from the FCA register and Companies House, newest first.

2026

11 September 2026

FCA action: Permission varied or cancelled
No longer regulated by the FCA
Its FCA authorisation was revoked

FCA register

2019

12 September 2019

Regulated by the FCA from this date
Changed its registered name from "O B Payments Limited"
Changed its registered name from "OB Payments Limited"

FCA register

4 January 2019

Incorporated at Companies House
David Carman took control (75–100% of shares)
David Carman appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on O B Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is O B Payments Ltd FCA authorised?

No. O B Payments Ltd (FRN 845062) is still listed on the FCA register, but the record is closed: no longer authorised.

Is O B Payments a scam or clone?

O B Payments is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with O B Payments?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with O B Payments has no cover, because it is no longer permitted to carry it out.

Who owns O B Payments?

Companies House lists one person with significant control of O B Payments: Mr David Carman (75–100% of shares).

Who runs O B Payments?

Companies House lists one director of O B Payments: David Carman.

How long has O B Payments been in business?

The company was formed on 4 January 2019.

What do O B Payments’ latest accounts show?

Its latest accounts, to 31 July 2024, show net assets of £3,925 (up £35.3k from −£31.3k). Its accounts are overdue at Companies House.

Has the FCA taken action against O B Payments?

Yes. The FCA register records 1 change to its permissions in 2026. The details are in the disciplinary section above, with links to the FCA's notices.

Does O B Payments use any other names?

It has previously used the name O B Payments Limited.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Report a scam to the FCA fca.org.uk