O C Davies & Son Limited

Reference number: 528918

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • O C DAVIES & SON LIMITED (FRN 528918) is an AR of Automotive Compliance Limited (FRN 497010). When you use O C DAVIES & SON's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from O C DAVIES & SON, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ocdavies.com first appeared online, and whether it can receive email
  • What kind of line 01239 622955 is
  • Who else gives the postcode SA43 1SB
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • CArdigan Honda Trading name: A name it trades under now.
  • Carmarthen MG Trading name: A name it trades under now.
  • O.C. Davies Trading name: A name it trades under now.
  • www.penparcmotors.co.uk Trading name: A name it trades under now.
  • OC Davies and Son Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
16 February 2004 (22 years old)
Registered office
Penparc Motors, Penparc, Cardigan, Ceredigion, SA43 1SB
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
Glyn Morlais Davies Director Oct 1965 16 Feb 2004 1 other company
Anwen Siriol Davies Director Nov 1970 1 Dec 2021 None
Cynyr Peredur Szubka-Davies Director Oct 2001 30 Sep 2026 1 other company
Glyn Morlais Davies Secretary Not published 16 Feb 2004 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£3.80m

+13% from £3.37m

Cash at bank

£132k

−71% from £454k

Owed within a year

£1.41m

+4.5% from £1.35m

No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £17.1m turnover and £333k profit, for the year to 31 December 2020.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05044483. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

O C Davies & Son’s history from the FCA register and Companies House, newest first.

2026

27 March 2026

  • Oliver Cromwell Davies stopped being the majority owner

Companies House

2025

31 March 2025

  • Changed its registered name from "OC Davies and Son Ltd"

FCA register

2023

16 February 2023

  • Glyn Morlais Davies took control (75–100% of shares)
  • Oliver Cromwell Davies became the majority owner (50–75% of shares)

Companies House

2010

3 August 2010

  • Became an appointed representative

FCA register

2004

16 February 2004

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like O C Davies & Son

Other firms of the same type (car dealer), nearest first.

In Cardigan

In the Swansea (SA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on O C Davies & Son

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is O C Davies & Son Limited FCA authorised?
O C Davies & Son Limited (FRN 528918) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for O C Davies & Son?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. O C Davies & Son Limited (FRN 528918) is an AR of Automotive Compliance Limited (FRN 497010). When you use O C Davies & Son's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from O C Davies & Son, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is O C Davies & Son’s phone number and website?
The FCA register lists the phone number 01239 622955 and the website ocdavies.com for O C Davies & Son. If you were given different contact details, use these to check with the firm before going any further.
Is O C Davies & Son a scam or clone?
O C Davies & Son is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with O C Davies & Son?
Protection works through Automotive Compliance Limited, the principal firm responsible for O C Davies & Son's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns O C Davies & Son?
Companies House lists one person with significant control of O C Davies & Son: Mr Glyn Morlais Davies (75–100% of shares). Before that, it was controlled by Mr Oliver Cromwell Davies.
Who runs O C Davies & Son?
Companies House lists 3 directors of O C Davies & Son: Glyn Morlais Davies, Anwen Siriol Davies and Cynyr Peredur Szubka-Davies.
How long has O C Davies & Son been in business?
The company was formed on 16 February 2004.
What do O C Davies & Son’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3.80m (+13% from £3.37m) and cash at bank of £132k (−71% from £454k).
Does O C Davies & Son use any other names?
It trades as CArdigan Honda, Carmarthen MG, O.C. Davies and www.penparcmotors.co.uk. It has previously used the name OC Davies and Son Ltd.

Sources and links

The full report on O C Davies & Son Limited

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