O'Sullivan Financial Planning Ltd

Reference number: 951030

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When osullivanfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01536 639007 is
  • Who else gives the postcode NN15 6FD
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • LM Financial Planning Trading name
  • Prosperity Trading name
  • Timeous Trading name
  • Latitude Financial Former trading name
  • LHP Wealth Management Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11095517
Company status
Active
Company type
Private limited company
Incorporated
4 December 2017 (8 years old)
Registered office
1st Floor 3 Brooklands Court, Kettering, Northants, NN15 6FD, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Conor Joseph O'Sullivan Director Mar 1979 4 Dec 2017 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
is FCA-registered
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

9 months to 31 December 2025Abridged accountsNot audited

Net assets

£223k

+49% from £150k

Cash at bank

£115k

−4.2% from £120k

Employees (average)

4

+33% from 3

Owed within a year

£101k

−36% from £157k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11095517. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

O'Sullivan Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (8) All events (20)

2021

1 October 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

18 April 2018

  • Conor Joseph O'Sullivan gave up control
  • Conor Joseph O'Sullivan took control (75–100% of shares)
  • Michelle O'Sullivan no longer has significant control

Companies House

2017

4 December 2017

  • Incorporated at Companies House
  • Conor Joseph O'Sullivan took control (75–100% of shares)
  • Michelle O'Sullivan gained significant control

Companies House

In the full report: all 20 events

  • All 20 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Firms connected to O'Sullivan Financial Planning

Other FCA-listed firms that share a director, phone number or address with O'Sullivan Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like O'Sullivan Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Kettering

Aaron Tawny Mortgages LimitedKetteringAuthorisedAnstee & Co LimitedKetteringAuthorisedMidas Strategies (UK) LLPKetteringAuthorisedTitan Pensions & Investments LimitedKetteringAuthorisedDavid Stephen SawiakKetteringAppointed representativeMr W J Pickering & Mrs A PickeringKetteringAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on O'Sullivan Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 20 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is O'Sullivan Financial Planning Ltd FCA authorised?
Yes, O'Sullivan Financial Planning Ltd (FRN 951030) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2021 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is O'Sullivan Financial Planning’s phone number and website?
The FCA register lists the phone number 01536 639007 and the website osullivanfp.co.uk for O'Sullivan Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is O'Sullivan Financial Planning a scam or clone?
O'Sullivan Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with O'Sullivan Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about O'Sullivan Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns O'Sullivan Financial Planning?
Companies House lists one person with significant control of O'Sullivan Financial Planning: Mr Conor Joseph O'Sullivan (75–100% of shares). Before that, it was controlled by Mrs Michelle O'Sullivan.
Who runs O'Sullivan Financial Planning?
Companies House lists one director of O'Sullivan Financial Planning: Conor Joseph O'Sullivan.
How long has O'Sullivan Financial Planning been in business?
The company was formed on 4 December 2017, and has held its current FCA authorisation since October 2021.
What do O'Sullivan Financial Planning’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £223k (+49% from £150k) and cash at bank of £115k (−4.2% from £120k).
Does O'Sullivan Financial Planning use any other names?
It trades as LM Financial Planning, Prosperity and Timeous. It has previously used 2 other names: Latitude Financial and LHP Wealth Management.

Sources and links

The full report on O'Sullivan Financial Planning Ltd

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