Oakbrook Finance Limited

Reference number: 707357

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oakbrookfinance.com first appeared online, and whether it can receive email
  • What kind of line 020 8080 6450 is, and the other firm that gives it
  • Who else gives the postcode NG1 5FW
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Other names (15)

If you were contacted under any of these names, it is this firm.

  • Finio Loans Trading name
  • Likely Loans Trading name
  • Oakbrook Trading name
  • Oakbrook Advance Trading name
  • Oakbrook Loans Trading name
  • Oakbrook One Trading name
  • Appro Former trading name
  • Appro Loans Former trading name
  • Credit Club Former trading name
  • Likely Guarantor Loans Former trading name
  • Putty Former trading name
  • Putty Credit Former trading name
  • RainyDay Former trading name
  • RainyDay Credit Former trading name
  • RainyDay Loans Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 0121 318 4348
Fake email addresses (1)
  • likelyloanlenders@gmail.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025
203
upheld, against a 31% median
13%
about banking and credit
203

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07831517
Company status
Active
Company type
Private limited company
Incorporated
2 November 2011 (14 years old)
Registered office
The Poynt North, 45 Wollaton Street, Nottingham, NG1 5FW, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Manoj Kumar Badale Director Dec 1967 21 Nov 2012 96 other companies
Jonathan David Painter Director Oct 1971 8 Mar 2023 3 other companies
Melanie Marie Szalkiewicz Director Jul 1979 11 Jul 2023 9 other companies
Edward Birch Director Dec 1981 2 Jul 2026 5 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
103
closed down
39
went insolvent
2

In the full report: all 103 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 10 on the FCA register
  • The 7 companies these 4 directors run together
  • All 15 people who have ever been directors, with their dates
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Key dates in its history

Oakbrook Finance’s history from the FCA register and Companies House, newest first.

Key events (7) All events (66)

2022

8 April 2022

  • FCA warned the public about a scam impersonating this firm

FCA warning list

25 January 2022

  • Oakbrook Holdings (UK) Limited took control (75–100% of shares)

Companies House

2016

16 June 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Oakbrook Holdings Limited gave up control
  • Oakbrook Holdings Limited took control (75–100% of shares)

Companies House

2011

2 November 2011

  • Incorporated at Companies House

Companies House

In the full report: all 66 events

  • All 66 events in its history (7 shown here)
  • Every director appointment and resignation: 28
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Firms connected to Oakbrook Finance

Other FCA-listed firms that share a director, phone number or address with Oakbrook Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
5
share its phone number
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (5), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
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Firms like Oakbrook Finance

Other firms of the same type (lender), nearest first.

In Nottingham

Capital One (Europe) PLCNottinghamAuthorisedPropel Holdings (UK) LimitedNottinghamAuthorisedFirst Response Finance LimitedNottinghamAuthorisedAdam BroniewskiNottinghamAuthorisedCash Shop LtdNottinghamAuthorisedChatterleys Home Finance LtdNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oakbrook Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 103 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 66 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Oakbrook Finance Limited FCA authorised?
Yes, Oakbrook Finance Limited (FRN 707357) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Oakbrook Finance’s phone number and website?
The FCA register lists the phone number 020 8080 6450 and the website oakbrookfinance.com for Oakbrook Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Oakbrook Finance a scam or clone?
Scammers have impersonated Oakbrook Finance: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Oakbrook Finance, shown on this page.
Is my money safe with Oakbrook Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oakbrook Finance handles your money, so check the specific product before you commit. You can also refer complaints about Oakbrook Finance to the Financial Ombudsman Service, free of charge.
Who owns Oakbrook Finance?
Oakbrook Finance is owned by Oakbrook Holdings (UK) Limited, which holds 75–100% of shares, since 25 January 2022. Before that, it was controlled by Oakbrook Holdings Limited.
Who runs Oakbrook Finance?
Companies House lists 4 directors of Oakbrook Finance: Manoj Kumar Badale, Jonathan David Painter, Melanie Marie Szalkiewicz and Edward Birch.
How long has Oakbrook Finance been in business?
The company was formed on 2 November 2011, and has held its current FCA authorisation since June 2016.
How many complaints does Oakbrook Finance get?
In January–June 2025, the Financial Ombudsman Service received 203 new complaints about Oakbrook Finance, and upheld 13% of those it decided.
Does Oakbrook Finance use any other names?
It trades as Finio Loans, Likely Loans, Oakbrook, Oakbrook Advance and Oakbrook Loans, and 1 more names. It has previously used 9 other names, including Appro, Appro Loans and Credit Club.

Sources and links

The full report on Oakbrook Finance Limited

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