Oakley Credit Limited

Reference number: 732343

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01242 255001

  • Address

    Oakley Credit, Eagle Tower, Montpellier Drive, Cheltenham, Gloucestershire, GL50 1TA, United Kingdom

In the full report: 2 background checks

  • What kind of line 01242 255001 is
  • Who else gives the postcode GL50 1TA
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04238287
Company status
Active
Company type
Private limited company
Incorporated
20 June 2001 (25 years old)
Registered office
Ground Floor Cooper House, 316 Regents Park Road, London, N3 2JX, United Kingdom
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy George Graveney Director May 1960 18 Sep 2001 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
2
went insolvent
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Net assets

−£28.2k

Up £23.7k from −£51.9k

Cash at bank

£24.8k

−35% from £38.3k

Owed within a year

£91.1k

−1.4% from £92.4k

Net assets are negative: on its last balance sheet the company owed £28.2k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04238287. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oakley Credit’s history from the FCA register and Companies House, newest first.

Key events (5) All events (8)

2016

6 April 2016

  • Emma Serena Graveney became a part-owner (25–50% of shares)
  • Timothy George Graveney became a part-owner (25–50% of shares)

Companies House

29 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2001

20 June 2001

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
Instant PDF download

Firms connected to Oakley Credit

Other FCA-listed firms that share a director, phone number or address with Oakley Credit. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Oakley Credit

Other firms of the same type (credit broker), nearest first.

In Cheltenham

Blossom Leasing LimitedCheltenhamAuthorisedGreen Technology Finance LimitedCheltenhamAuthorisedPeter Lawrence Fiennes TrotmanCheltenhamAuthorisedRobert Murry PalmerCheltenhamAuthorisedSJT Corporate Finance LtdCheltenhamAuthorisedTim and Lydia EldridgeCheltenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oakley Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Oakley Credit Limited FCA authorised?
Yes, Oakley Credit Limited (FRN 732343) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Oakley Credit’s phone number?
The FCA register lists the phone number 01242 255001 for Oakley Credit. If you were given different contact details, use these to check with the firm before going any further.
Is Oakley Credit a scam or clone?
Oakley Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oakley Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oakley Credit handles your money, so check the specific product before you commit. You can also refer complaints about Oakley Credit to the Financial Ombudsman Service, free of charge.
Who owns Oakley Credit?
Companies House lists 2 people with significant control of Oakley Credit: Mr Timothy George Graveney (25–50% of shares) and Mrs Emma Serena Graveney (25–50% of shares).
Who runs Oakley Credit?
Companies House lists one director of Oakley Credit: Timothy George Graveney.
How long has Oakley Credit been in business?
The company was formed on 20 June 2001, and has held its current FCA authorisation since January 2016.
What do Oakley Credit’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of −£28.2k (up £23.7k from −£51.9k) and cash at bank of £24.8k (−35% from £38.3k).

Sources and links

The full report on Oakley Credit Limited

£19.99 · Instant PDF download

Loading secure checkout…