Oakridge Financial Planning Ltd

Reference number: 217898

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oakridge Financial Planning Ltd (FRN 217898) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Oakridge Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oakridge Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oakridgefp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07747 622112 is
  • Who else gives the postcode BS34 8GE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Oakridge Financial Planning Ltd (2939) Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
OAKRIDGE FINANCIAL PLANNING LIMITED
Company number
04477172
Company status
Active
Company type
Private limited company
Incorporated
4 July 2002 (24 years old)
Registered office
197 Bakers Ground, Stoke Gifford, Bristol, BS34 8GE
Nature of business
  • Pension funding (SIC 65300)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)
  • Fund management activities (SIC 66300)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Scott Culverhouse Director May 1962 4 Jul 2002 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£17.0k

−6.3% from £18.1k

Cash at bank

£21.6k

−6% from £22.9k

Owed within a year

£5,474

+9.1% from £5,018

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04477172. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oakridge Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2016

4 July 2016

  • Philip Scott Culverhouse took control (75–100% of shares)

Companies House

6 April 2016

  • Philip Scott Culverhouse gave up control
  • Philip Scott Culverhouse took control (75–100% of shares)

Companies House

2014

17 December 2014

  • Changed its registered name from "Oakridge Financial Planning Ltd (2939)"

FCA register

2002

21 August 2002

  • Became an appointed representative

FCA register

4 July 2002

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like Oakridge Financial Planning

Other firms of the same type (insurance broker), nearest first.

In Bristol

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oakridge Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Oakridge Financial Planning Ltd FCA authorised?
Oakridge Financial Planning Ltd (FRN 217898) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oakridge Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oakridge Financial Planning Ltd (FRN 217898) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Oakridge Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oakridge Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Oakridge Financial Planning’s phone number and website?
The FCA register lists the phone number 07747 622112 and the website oakridgefp.co.uk for Oakridge Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Oakridge Financial Planning a scam or clone?
Oakridge Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oakridge Financial Planning?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Oakridge Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Oakridge Financial Planning?
Companies House lists one person with significant control of Oakridge Financial Planning: Mr Philip Scott Culverhouse (75–100% of shares).
Who runs Oakridge Financial Planning?
Companies House lists one director of Oakridge Financial Planning: Philip Scott Culverhouse.
How long has Oakridge Financial Planning been in business?
The company was formed on 4 July 2002.
What do Oakridge Financial Planning’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £17.0k (−6.3% from £18.1k) and cash at bank of £21.6k (−6% from £22.9k).
Does Oakridge Financial Planning use any other names?
It has previously used the name Oakridge Financial Planning Ltd (2939).

Sources and links

The full report on Oakridge Financial Planning Ltd

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