Oasis Personal Credit Limited

Reference number: 697842

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07540 969884

  • Address

    16 Hall Pool Drive, Stockport, Greater Manchester, SK2 5ED, United Kingdom

In the full report: 2 background checks

  • What kind of line 07540 969884 is
  • Who else gives the postcode SK2 5ED
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 November 2002 (23 years old)
Registered office
48 Union Street, Hyde, SK14 1ND, England
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Alison Jayne Muirhead Director Nov 1963 20 Nov 2020 None
Abbie Victoria Muirhead Director Jan 1995 26 Aug 2022 None
Alison Jayne Muirhead Secretary Not published 21 Nov 2002 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£8,798

+15% from £7,655

Cash at bank

£39.9k

+6.5% from £37.5k

Employees (average)

1

−50% from 2

Owed within a year

£3,989

−4.8% from £4,190

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04596654. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oasis Personal Credit’s history from the FCA register and Companies House, newest first.

2021

23 August 2021

  • William Muirehead stopped being a part-owner

Companies House

2016

6 April 2016

  • Alison Jane Muirehead took control (75–100% of shares)
  • William Muirehead became a part-owner (25–50% of shares)

Companies House

2015

24 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

21 November 2002

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 4
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Firms like Oasis Personal Credit

Other firms of the same type (lender), nearest first.

In Stockport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oasis Personal Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Oasis Personal Credit Limited FCA authorised?
Yes, Oasis Personal Credit Limited (FRN 697842) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Oasis Personal Credit’s phone number?
The FCA register lists the phone number 07540 969884 for Oasis Personal Credit. If you were given different contact details, use these to check with the firm before going any further.
Is Oasis Personal Credit a scam or clone?
Oasis Personal Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Oasis Personal Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oasis Personal Credit handles your money, so check the specific product before you commit. You can also refer complaints about Oasis Personal Credit to the Financial Ombudsman Service, free of charge.
Who owns Oasis Personal Credit?
Companies House lists one person with significant control of Oasis Personal Credit: Mrs Alison Jane Muirehead (75–100% of shares). Before that, it was controlled by Mr William Muirehead.
Who runs Oasis Personal Credit?
Companies House lists 2 directors of Oasis Personal Credit: Alison Jayne Muirhead and Abbie Victoria Muirhead.
How long has Oasis Personal Credit been in business?
The company was formed on 21 November 2002, and has held its current FCA authorisation since November 2015.
What do Oasis Personal Credit’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £8,798 (+15% from £7,655) and cash at bank of £39.9k (+6.5% from £37.5k).

Sources and links

The full report on Oasis Personal Credit Limited

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