Objective Financial Planning Ltd

Reference number: 972606

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Objective Financial Planning Ltd (FRN 972606) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Objective Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Objective Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When objectivefp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07795 088187 is, and the other firm that gives it
  • Who else gives the postcode PL3 5AQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13926627
Company status
Active
Company type
Private limited company
Incorporated
18 February 2022 (4 years old)
Registered office
27 Sir Leonard Rogers Close, Plymouth, Devon, PL3 5AQ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Wesley Lloyd Bernard Nixon Director Apr 1977 18 Feb 2022 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£344k

+16% from £296k

Cash at bank

£367k

−9% from £403k

Employees (average)

1

Same as 1

Owed within a year

£36.5k

−68% from £115k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13926627. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Objective Financial Planning’s history from the FCA register and Companies House, newest first.

2022

22 March 2022

  • Became an appointed representative

FCA register

18 February 2022

  • Incorporated at Companies House
  • Wesley Lloyd Bernard Nixon took control (75–100% of shares)
  • Wesley Lloyd Bernard Nixon appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Objective Financial Planning

Other FCA-listed firms that share a director, phone number or address with Objective Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Objective Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Plymouth

Channel Financial Planning LimitedPlymouthAppointed representativeChristopher RichardsPlymouthAppointed representativeFletcher WallenPlymouthAppointed representativeFuel Accountancy Services LimitedPlymouthAppointed representativeGold Reflect LtdPlymouthAppointed representativeJames O'GallagherPlymouthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Objective Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Objective Financial Planning Ltd FCA authorised?
Objective Financial Planning Ltd (FRN 972606) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Objective Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Objective Financial Planning Ltd (FRN 972606) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Objective Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Objective Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Objective Financial Planning’s phone number and website?
The FCA register lists the phone number 07795 088187 and the website objectivefp.co.uk for Objective Financial Planning. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Objective Financial Planning a scam or clone?
Objective Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Objective Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Objective Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Objective Financial Planning?
Companies House lists one person with significant control of Objective Financial Planning: Mr Wesley Lloyd Bernard Nixon (75–100% of shares).
Who runs Objective Financial Planning?
Companies House lists one director of Objective Financial Planning: Wesley Lloyd Bernard Nixon.
How long has Objective Financial Planning been in business?
The company was formed on 18 February 2022.
What do Objective Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £344k (+16% from £296k) and cash at bank of £367k (−9% from £403k).

Sources and links

The full report on Objective Financial Planning Ltd

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