Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
COVERSURE INSURANCE SERVICES LIMITED Reference number: 309041 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ocean IB Ltd (FRN 1034772) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use Ocean IB's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ocean IB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
13-14 Orchard Street, Bristol, Bristol, City Of, BS1 5EH, United Kingdom
In the full report: 3 background checks
- When oceaninsurancebrokers.co.uk first appeared online, and whether it can receive email
- What kind of line 0117 235 7747 is
- Who else gives the postcode BS1 5EH
Other names (4)
If you were contacted under any of these names, it is this firm.
- Coversure Trading name: A name it trades under now.
- Coversure (Bristol) Trading name: A name it trades under now.
- Coversure Insurance Services (Bristol) Trading name: A name it trades under now.
- Ocean Insurance Brokers Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Coversure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16445294 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 May 2025 (1 year old)
- Registered office
- 13-14 Orchard Street, Bristol, BS1 5EH, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Christopher Luckett | Director | Sep 1978 | 12 May 2025 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Key dates in its history
Ocean IB’s history from the FCA register and Companies House, newest first.
2025
30 June 2025
- Became an appointed representative
FCA register
12 May 2025
- Incorporated at Companies House
- Christopher Luckett took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (3 shown here)
- Every director appointment and resignation: 1
Firms connected to Ocean IB
Other FCA-listed firms that share a director, phone number or address with Ocean IB. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share its postcode
- 5
In the full report: all 5 connected firms, named
- How each is linked: the same postcode (5)
- Who links each one: the named directors, with dates
Firms like Ocean IB
Other firms of the same type (insurance broker), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ocean IB
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 9 events in its history
- 5 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Ocean IB Ltd FCA authorised?
What does appointed representative mean for Ocean IB?
What is Ocean IB’s phone number and website?
Is Ocean IB a scam or clone?
Is my money safe with Ocean IB?
Who owns Ocean IB?
Who runs Ocean IB?
How long has Ocean IB been in business?
Does Ocean IB use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk