Ocean IB Ltd

Reference number: 1034772

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ocean IB Ltd (FRN 1034772) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use Ocean IB's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ocean IB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oceaninsurancebrokers.co.uk first appeared online, and whether it can receive email
  • What kind of line 0117 235 7747 is
  • Who else gives the postcode BS1 5EH
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Coversure Trading name: A name it trades under now.
  • Coversure (Bristol) Trading name: A name it trades under now.
  • Coversure Insurance Services (Bristol) Trading name: A name it trades under now.
  • Ocean Insurance Brokers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Coversure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 May 2025 (1 year old)
Registered office
13-14 Orchard Street, Bristol, BS1 5EH, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher Luckett Director Sep 1978 12 May 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Ocean IB’s history from the FCA register and Companies House, newest first.

2025

30 June 2025

  • Became an appointed representative

FCA register

12 May 2025

  • Incorporated at Companies House
  • Christopher Luckett took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Ocean IB

Other FCA-listed firms that share a director, phone number or address with Ocean IB. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Ocean IB

Other firms of the same type (insurance broker), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ocean IB

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 9 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ocean IB Ltd FCA authorised?
Ocean IB Ltd (FRN 1034772) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ocean IB?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ocean IB Ltd (FRN 1034772) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use Ocean IB's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ocean IB, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ocean IB’s phone number and website?
The FCA register lists the phone number 0117 235 7747 and the website oceaninsurancebrokers.co.uk for Ocean IB. If you were given different contact details, use these to check with the firm before going any further.
Is Ocean IB a scam or clone?
Ocean IB is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ocean IB?
Protection works through Coversure Insurance Services Limited, the principal firm responsible for Ocean IB's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ocean IB?
Companies House lists one person with significant control of Ocean IB: Mr Christopher Luckett (75–100% of shares).
Who runs Ocean IB?
Companies House lists one director of Ocean IB: Christopher Luckett.
How long has Ocean IB been in business?
The company was formed on 12 May 2025.
Does Ocean IB use any other names?
It trades as Coversure, Coversure (Bristol), Coversure Insurance Services (Bristol) and Ocean Insurance Brokers.

Sources and links

The full report on Ocean IB Ltd

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