Of Capital Limited

Reference number: 1034347

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 1 year
Protected through the principal
No FCA actions
Active company since 2025
1 thing worth a closer look in the background checks

Responsible principal firm

Lockton Companies LLP Reference number: 523069 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
OF CAPITAL LIMITED (FRN 1034347) is an AR of Lockton Companies LLP (FRN 523069). When you use OF CAPITAL's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from OF CAPITAL, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

orielfinance.com (opens in a new tab)
Phone number

07974 838664
Address

Michelin House, 81 Fulham Road, London, Kensington And Chelsea, SW3 6RD, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When orielfinance.com first appeared online, and whether it can receive email
What kind of line 07974 838664 is
Whether SW3 6RD is a shared office: 22 other firms give it

Other names (1)

If you were contacted under any of these names, it is this firm.

Oriel Finance Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Lockton Companies LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16331678 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 20 March 2025 (1 year old)
Registered office: Michelin House, 81 Fulham Road, London, Greater London, SW3 6RD, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
David Francis Hall	Director	May 1983	20 Mar 2025	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Key dates in its history

Of Capital’s history from the FCA register and Companies House, newest first.

2026

9 March 2026

David Francis Hall gave up control
Hallway Holdings Limited took control (75–100% of shares)

Companies House

2025

26 June 2025

Began trading as "Oriel Finance"

FCA register

10 June 2025

Became an appointed representative

FCA register

20 March 2025

Incorporated at Companies House
David Francis Hall took control (75–100% of shares)
David Francis Hall appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Of Capital

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Purplebricks Mortgages LimitedLondonAppointed representative David RounsfellLondonAppointed representative Ema Private Finance LimitedLondonAppointed representative Harris ZubairLondonAppointed representative Heather MaCaskillLondonAppointed representative Lawrence BolarinwaLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Of Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details, 1 flagged
All 7 events in its history

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Frequently asked questions about this firm

Is Of Capital Limited FCA authorised?

Of Capital Limited (FRN 1034347) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Of Capital?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Of Capital Limited (FRN 1034347) is an AR of Lockton Companies LLP (FRN 523069). When you use Of Capital's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Of Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Of Capital’s phone number and website?

The FCA register lists the phone number 07974 838664 and the website orielfinance.com for Of Capital. If you were given different contact details, use these to check with the firm before going any further.

Is Of Capital a scam or clone?

Of Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Of Capital?

Protection works through Lockton Companies LLP, the principal firm responsible for Of Capital's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Of Capital?

Of Capital is owned by Hallway Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 March 2026. Before that, it was controlled by Mr David Francis Hall.

Who runs Of Capital?

Companies House lists one director of Of Capital: David Francis Hall.

How long has Of Capital been in business?

The company was formed on 20 March 2025.

Does Of Capital use any other names?

It trades as Oriel Finance.

Sources and links

Its entry on the FCA register register.fca.org.uk
Its Companies House record gov.uk
Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
Report a scam to the FCA fca.org.uk