On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
- Registered for 3 years
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 June 2023
- On its latest accounts it owed £11.5k more than it owned
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Offa, First Floor, Dominion Court, 39 Station Road, Solihull, B91 3RT, United Kingdom
In the full report: 2 background checks
- What kind of line 0121 667 7291 is, and the other firm that gives it
- Who else gives the postcode B91 3RT
Other names (1)
If you were contacted under any of these names, it is this firm.
- OFFA Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12222819 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 September 2019 (7 years old)
- Registered office
- First Floor, Dominion Court, 39 Station Road, Solihull, B91 3RT, United Kingdom
- Nature of business
-
- Other credit granting not elsewhere classified (SIC 64929)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mohd Amir Firdaus | Director | Apr 1978 | 5 Apr 2022 | 8 other companies |
| Dominic Andrew Squires | Director | Oct 1977 | 11 Jul 2024 | 6 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- still active
- 12
- is FCA-registered
- 1
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£11.5k
Down £11.6k from £89
Cash at bank
£768k
No earlier figure to compare
Employees (average)
2
Up 2 from 0
Owed within a year
£11.6k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £11.5k more than it owned.
Assets and liabilities
In the full report: all 4 years of accounts
- Every year from 2020 to 2023
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12222819. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Offa Finco 1’s history from the FCA register and Companies House, newest first.
2023
3 February 2023
- Registered with the FCA
FCA register
2019
23 September 2019
- Incorporated at Companies House
- Offa Holdings Limited took control (75–100% of shares)
Companies House
In the full report: all 12 events
- All 12 events in its history (3 shown here)
- Every director appointment and resignation: 8
Firms connected to Offa Finco 1
Other FCA-listed firms that share a director, phone number or address with Offa Finco 1. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Get the full report on Offa Finco 1
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 2 background checks on its contact details
- 4 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Offa Finco 1 Limited FCA authorised?
What is Offa Finco 1’s phone number?
Is Offa Finco 1 a scam or clone?
Is my money safe with Offa Finco 1?
Who owns Offa Finco 1?
Who runs Offa Finco 1?
How long has Offa Finco 1 been in business?
What do Offa Finco 1’s latest accounts show?
Does Offa Finco 1 use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk