Oh My Smile Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 4 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2017
Accounts filed up to 31 October 2025
On its latest accounts it owed £102k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ohmysmile.co.uk (opens in a new tab)
Phone number

0161 428 7226
Address

Oh My Smile, 145A Councillor Lane, Cheadle, Stockport, SK8 2JE, United Kingdom

In the full report: 3 background checks

When ohmysmile.co.uk first appeared online, and whether it can receive email
What kind of line 0161 428 7226 is
Who else gives the postcode SK8 2JE

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11022507 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 October 2017 (9 years old)
Registered office: 145a Councillor Lane, Cheadle, Cheshire, SK8 2JE, England
Nature of business: Dental practice activities (SIC 86230)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Runeel Joye (Dr)	Director	Nov 1978	19 Oct 2017	None
Runeel Joye (Dr)	Secretary	Not published	19 Oct 2017	–

In the full report: every company its directors have run

Confirmation that its director runs no other company

Filed accounts and finances

Year to 31 October 2025Abridged accountsNot audited

Net assets

−£102k

Down £4,620 from −£97.8k

Cash at bank

£29.5k

No earlier figure to compare

Employees (average)

9

Same as 9

Net assets are negative: on its last balance sheet the company owed £102k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11022507. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Oh My Smile’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2022

27 July 2022

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2017

19 October 2017

Incorporated at Companies House
Runeel Joye took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Oh My Smile

Other FCA-listed firms that share a director, phone number or address with Oh My Smile. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Oh My Smile

Other firms of the same type (dental or medical practice), nearest first.

In Cheadle

Church Road Dental and Cosmetics LtdCheadleAuthorised Freedom Cheadle Hulme LimitedCheadleAppointed representative Ringway Dental CheadleCheadleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Oh My Smile

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 8 events in its history
1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Oh My Smile Limited FCA authorised?

Yes, Oh My Smile Limited (FRN 975951) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2022 and works as a dental or medical practice. The FCA has placed no limits on its permissions.

What is Oh My Smile’s phone number and website?

The FCA register lists the phone number 0161 428 7226 and the website ohmysmile.co.uk for Oh My Smile. If you were given different contact details, use these to check with the firm before going any further.

Is Oh My Smile a scam or clone?

Oh My Smile is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Oh My Smile?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Oh My Smile handles your money, so check the specific product before you commit. You can also refer complaints about Oh My Smile to the Financial Ombudsman Service, free of charge.

Who owns Oh My Smile?

Companies House lists one person with significant control of Oh My Smile: Dr Runeel Joye (75–100% of shares).

Who runs Oh My Smile?

Companies House lists one director of Oh My Smile: Runeel Joye (Dr).

How long has Oh My Smile been in business?

The company was formed on 19 October 2017, and has held its current FCA authorisation since July 2022.

What do Oh My Smile’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of −£102k (down £4,620 from −£97.8k) and cash at bank of £29.5k (no earlier figure to compare).