OIS (UK) Limited

Reference number: 313771

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 8367 5000

  • Address

    268 Willow Road, Enfield, Middlesex, EN1 3AR, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 8367 5000 is
  • Who else gives the postcode EN1 3AR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Oak Insurance Services Trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03304594
Company status
Active
Company type
Private limited company
Incorporated
20 January 1997 (29 years old)
Registered office
Southgate Office Village, 286b Chase Road, Southgate, London, N14 6HF, United Kingdom
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Barbara Gavas Director Jan 1956 21 Aug 2023 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£192k

+21% from £159k

Employees (average)

4

−20% from 5

Owed within a year

£76.4k

−43% from £134k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03304594. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ois (UK)’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2023

21 August 2023

  • Board replaced: its only director left and a new director took over
  • Andrew Gava stopped being the majority owner

Companies House

2016

2 October 2016

  • Andrew Gava became the majority owner (50–75% of shares)
  • Barbara Gavas took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1997

20 January 1997

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms like Ois (UK)

Other firms of the same type (insurance broker), nearest first.

In Enfield

E - Surance Solutions LtdEnfieldAuthorisedKukulage Gangani Archana PereraEnfieldAuthorisedTony McDonagh & Co Ltd.EnfieldAuthorisedBespoke Indemnity Solutions LtdEnfieldAppointed representativeCulford De Beauvoir LtdEnfieldAppointed representativeDeqo LimitedEnfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ois (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is OIS (UK) Limited FCA authorised?
Yes, OIS (UK) Limited (FRN 313771) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Ois (UK)’s phone number?
The FCA register lists the phone number 020 8367 5000 for Ois (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Ois (UK) a scam or clone?
Ois (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ois (UK)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ois (UK) to the Financial Ombudsman Service, free of charge.
Who owns Ois (UK)?
Companies House lists one person with significant control of Ois (UK): Mrs Barbara Gavas (75–100% of shares). Before that, it was controlled by Mr Andrew Gava.
Who runs Ois (UK)?
Companies House lists one director of Ois (UK): Barbara Gavas.
How long has Ois (UK) been in business?
The company was formed on 20 January 1997, and has held its current FCA authorisation since January 2005.
What do Ois (UK)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £192k (+21% from £159k).
Does Ois (UK) use any other names?
It trades as Oak Insurance Services.

Sources and links

The full report on OIS (UK) Limited

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