Oliver Norval

Reference number: 1059953

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Appointed representative

Oliver Norval does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Oliver Norval (FRN 1059953) is an AR of Quorum Fleet Solutions Ltd (FRN 736148). When you use Oliver Norval's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Oliver Norval, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01259 692120

  • Verified address

    14, North Castle Street Industrial Estate, Alloa, Clackmannanshire, FK10 1EU, United Kingdom

Also trades as
  • One Cars

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Quorum Fleet Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Oliver Norval FCA authorised?
Oliver Norval (FRN 1059953) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Oliver Norval?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Oliver Norval (FRN 1059953) is an AR of Quorum Fleet Solutions Ltd (FRN 736148). When you use Oliver Norval's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Oliver Norval, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Oliver Norval?
Protection works through Quorum Fleet Solutions Ltd, the principal firm responsible for Oliver Norval's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Oliver Norval a scam or clone?
Oliver Norval is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Oliver Norval's Firm Reference Number (FRN)?
Oliver Norval's FRN is 1059953. You can verify it on the FCA register.