Omni Mortgages Ltd

Reference number: 1028681

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Ingard Financial Limited Reference number: 450731 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Omni Mortgages Ltd (FRN 1028681) is an AR of Ingard Financial Limited (FRN 450731). When you use Omni Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Omni Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When omnimortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07388 080875 is
  • Who else gives the postcode HA8 6DA
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Ingard Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16228429
Company status
Active
Company type
Private limited company
Incorporated
4 February 2025 (1 year old)
Registered office
115 Everton Drive, Stanmore, HA7 1EB, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Manishkumar Patel Director Jun 1975 4 Feb 2025 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Key dates in its history

Omni Mortgages’s history from the FCA register and Companies House, newest first.

2025

15 March 2025

  • Became an appointed representative

FCA register

4 February 2025

  • Incorporated at Companies House
  • Manishkumar Patel took control (75–100% of shares)
  • Manishkumar Patel appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Omni Mortgages

Other firms of the same type (insurance broker), nearest first.

In Edgware

Kudos Mortgages LtdEdgwareAppointed representativeLink Mortgage LtdEdgwareAppointed representativeStringsFP LimitedEdgwareAppointed representativeFrederick George (Management Services) LimitedEdgwareAppointed representativeFine Gold Insurance Services LimitedEdgwareAuthorisedBsn (London) LimitedEdgwareAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Omni Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 4 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Omni Mortgages Ltd FCA authorised?
Omni Mortgages Ltd (FRN 1028681) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Omni Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Omni Mortgages Ltd (FRN 1028681) is an AR of Ingard Financial Limited (FRN 450731). When you use Omni Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Omni Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Omni Mortgages’ phone number and website?
The FCA register lists the phone number 07388 080875 and the website omnimortgages.co.uk for Omni Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Omni Mortgages a scam or clone?
Omni Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Omni Mortgages?
Protection works through Ingard Financial Limited, the principal firm responsible for Omni Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Omni Mortgages?
Companies House lists one person with significant control of Omni Mortgages: Mr Manishkumar Patel (75–100% of shares).
Who runs Omni Mortgages?
Companies House lists one director of Omni Mortgages: Manishkumar Patel.
How long has Omni Mortgages been in business?
The company was formed on 4 February 2025.

Sources and links

The full report on Omni Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…